Best Trading Accounts 2025
Discover the best trading accounts for different needs following our latest hands-on tests.
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1Plexytrade, founded in 2024 and based in Saint Lucia, is an ECN/STP broker. It caters to active traders and offers four account choices. It also allows crypto transactions and a notably high leverage of up to 1:2000, due to its unregulated status.
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2CloseOption, based in Georgia, has over ten years of experience in the trading industry. The company provides high/low binary options trading for forex and crypto markets. They offer competitive payouts, introductory bonuses, round-the-clock customer service, and user-friendly trading software.
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3NinjaTrader is a US-based brokerage regulated for trading futures. It offers three different pricing plans for varied needs and budgets, along with extremely low margins on popular contracts. The company's renowned charting software and trading platform provides extensive customization options and excellent technical analysis features.
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4InstaTrade, located in the British Virgin Islands, is an online broker that focuses on structured fixed income products and active trading via CFDs. Its no-spread accounts, outstanding research primarily from InstaTrade TV, and access to the well-known MT4 and InstaTrade Gear make it a good choice for traders of all levels.
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5eToro is a platform for social investing that provides options for both short and long-term trading on stocks, ETFs, options, and crypto. The platform is recognized for its easy-to-use, community-oriented interface and reasonable fees. With oversight from FINRA and SIPC, and used by millions globally, eToro is a reputed name in the industry. Trading on eToro is facilitated by eToro USA Securities, Inc.
Compare Brokers
| Broker |  |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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✓ | ✓ | $50 | 0.01 | 1:2000 | ✗ | ✗ | CFDs, Forex, Indices, Stocks, Commodities, Crypto | MT4, MT5 | USD, EUR | Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | |
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✓ | ✓ | $5 | $1 | ✗ | ✗ | National Bank of Georgia | Binary Options on Forex & Cryptos | Own | USD | ✗ | ✗ | ✗ | |
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✓ | ✓ | $0 | 0.01 Lots | 1:50 | ✗ | NFA, CFTC | Forex, Stocks, Options, Commodities, Futures, Crypto | NinjaTrader Desktop, Web & Mobile, eSignal | USD | NinjaScript or via Automated Trading Interface | ✗ | ✗ | |
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✓ | ✓ | $1 | 0.01 | 1:1000 | ✓ | BVI FSC | FISP, CFDs, Forex, Stocks, Indices, Commodities, Cryptos, Futures | InstaTrade Gear, MT4 | USD, EUR, RUB | Experts Advisors (EAs) on MetaTrader | ✗ | ✗ | |
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✓ | ✓ | $100 | $10 | ✗ | ✓ | SEC, FINRA | Stocks, Options, ETFs, Crypto | eToro Trading Platform & CopyTrader | USD | ✗ | ✗ | ✗ | |
| Broker | |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
Safety Comparison
Compare how safe the Best Trading Accounts 2025 are.
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
|---|---|---|---|---|
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✗ | ✓ | ✓ | |
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✗ | ✗ | ✓ | |
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✗ | ✗ | ✗ | |
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✗ | ✓ | ✓ | |
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✗ | ✗ | ✓ | |
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
Mobile Trading Comparison
Compare the mobile trading features of the Best Trading Accounts 2025.
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
Comparison for Beginners
Compare how suitable the Best Trading Accounts 2025 are for beginners.
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
|---|---|---|---|---|---|---|---|
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✓ | $50 | 0.01 | ✗ | ✗ | ||
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✓ | $5 | $1 | ✗ | ✓ | ||
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✓ | $0 | 0.01 Lots | ✗ | ✗ | ||
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✓ | $1 | 0.01 | ✗ | ✗ | ||
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✓ | $100 | $10 | ✓ | ✗ | ||
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
Comparison for Advanced Traders
Compare how suitable the Best Trading Accounts 2025 are for advanced or professional traders.
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
|---|---|---|---|---|---|---|---|---|
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Expert Advisors (EAs) on MetaTrader | ✓ | ✗ | ✗ | ✗ | 1:2000 | ✓ | ✗ |
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✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ||
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NinjaScript or via Automated Trading Interface | ✗ | ✗ | ✗ | ✗ | 1:50 | ✓ | ✗ |
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Experts Advisors (EAs) on MetaTrader | ✓ | ✗ | ✗ | ✗ | 1:1000 | ✗ | ✗ |
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✗ | ✗ | ✗ | ✗ | ✗ | ✓ | ✓ | |
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
Accounts Comparison
Compare the trading accounts offered by Best Trading Accounts 2025.
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
|---|---|---|---|---|---|---|---|---|---|
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✓ | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | |
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✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | |
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✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | |
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✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | |
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✓ | USD: 4.9% | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
Detailed Rating Comparison
Compare how we rated the Best Trading Accounts 2025 in key areas.
| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
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| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
Fee and Cost Comparison
Compare the cost of trading with the Best Trading Accounts 2025.
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
|---|---|---|---|---|---|---|
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✗ | 5 | 0.7 | 1.1 | ||
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✗ | 0.5% | No fee - payouts approx. 80% (Copper) | No fee - payouts approx. 40% (Copper) | ||
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✗ | $25 | 1.3 | Floating | ||
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✗ | 8 (Apple Inc) | 0.0 | 0 | ||
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✓ | $10 | $0 | BTC 0.75% | ||
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
Broker Popularity
See how popular the Best Trading Accounts 2025 are in terms of number of clients.
| Broker | Popularity |
|---|---|
| InstaTrade |
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| CloseOption |
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| eToro USA |
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| NinjaTrader |
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Why Trade With Plexytrade?
Plexytrade is a new trading platform offering attractive features such as a 1:2000 leverage, zero spreads on certain instruments, and quick execution speeds of less than 46 milliseconds. However, the company is not regulated which is a substantial issue, and the lack of research and educational tools puts it behind other leading platforms.
Pros
- Plexytrade, though unregulated, ensures trader safety by offering negative balance protection and maintaining segregated accounts for client funds.
- Plexytrade provides up to 1:2000 leverage, one of the highest rates available. It's designed for experienced traders who opt to bypass regulatory safeguards.
- Different VPS packages start at $50 monthly, but they are free after reaching certain deposit amounts.
Cons
- Plexytrade isn't regulated in key regions, which raises the risk for traders who open an account or deposit money.
- The platform doesn't offer social or copy trading options. This means that novice traders cannot mirror the actions of more accomplished traders, unlike on platforms such as eToro.
- Plexytrade, offering about 100 instruments, limits the options for traders interested in a variety of assets. This is particularly noticeable when compared to Blackbull, which has 26,000 securities.
Why Trade With CloseOption?
CloseOption offers traders a user-friendly binary options platform, promising high returns and sign-up bonuses.
Pros
- Free demo account
- Various global payment options are available.
- Beginners in trading can start with a minimum deposit of $5.
Cons
- CloseOption is not overseen by a reputable trading body.
- Customers must deposit over $50,000 to be eligible for the maximum payouts.
- Binary options can be traded on both traditional (“fiat”) and digital currencies.
Why Trade With NinjaTrader?
NinjaTrader consistently satisfies active futures traders with its low-cost service and high-quality analysis tools. It offers superior charting features, including hundreds of indicators and over 10 chart types.
Pros
- Traders can access a free platform and trade simulation capabilities with the unlimited demo.
- NinjaTrader is a well-regarded and acclaimed futures broker, approved by the NFA and CFTC.
- NinjaTrader provides detailed charting software for active traders, complete with custom technical indicators and widgets.
Cons
- You need to register with partner brokers to trade in securities other than forex and futures.
- The advanced trading tools require an additional fee.
- Some payment methods require a withdrawal fee.
Why Trade With InstaTrade?
InstaTrade provides active trading on an extensive platform. It has a unique offering known as Fixed Income Structured Product (FISP), which allows for passive investment. Investors can potentially earn up to a 50% return within 6 months, provided certain conditions are fulfilled.
Pros
- InstaTrade provides a high-quality range of charting tools for traders. Its web trader includes over 250 indicators, 11 types of charts and a design that's easy to use.
- InstaTrade provides approximately 300 assets for investment. It particularly shines in the area of currency pairs, making it an excellent platform for experienced traders interested in volatile exotics.
- VPS hosting is suitable for algorithmic trading strategies. It uses a dedicated server to offer quick execution speeds, potentially as fast as 9 milliseconds.
Cons
- InstaTrade's learning resources are helpful for new traders but are not as organized or comprehensive as those provided by top companies such as eToro.
- Profits in the FISP are guaranteed only if investors do not make over 50% profit and recruit other users, earning $4 for each dollar in compensation.
- InstaTrade is registered in the British Virgin Islands, providing minimal regulatory protections for retail traders.
Why Trade With eToro USA?
eToro is a top choice for traders due to its top-notch social investing and copy trading services. The broker caters well to new traders with its low deposit requirement, commission-free trading, and user-friendly platform.
Pros
- The low minimum deposit and simple account setup allow beginners to start trading quickly.
- eToro USA Securities is a reliable broker that's regulated by the SEC, part of FINRA, and a member of SIPC.
- The online broker provides a user-friendly social investment network for easy crypto trading replication.
Cons
- Average fees can reduce the profits of traders.
- The exclusive terminal does not accommodate trading bots and lacks extra equity market analysis tools.
- There are fewer trading options available, including only stocks, ETFs, and cryptos, compared to competitors.
Filters
Understanding Trading Accounts
When you decide to start trading, you’ll find there are different types of trading accounts available. These accounts differ among brokers and can include cash accounts, margin accounts, and ones tailored for specific needs like trading. The best choice depends on your individual circumstances such as how much money you have to start, your trading strategy, and the tools you need.
How We Selected the Best Trading Accounts
To find the top trading accounts, we took the following steps:
- Gathered data from our extensive list of brokers, examining over 10 types of accounts.
- Rated each broker based on the selection and quality of their online trading accounts.
- Ranked brokers by their “Accounts & Banking Rating” to highlight the best options for different traders.
Choosing the Right Trading Account
Here are some important factors to consider when choosing a trading account:
Regulation
The first thing to check is if the broker is regulated. Regulated accounts often provide financial protections, like insurance on cash and securities up to $500,000 in the US. Some regions also offer protection so your account doesn’t fall below zero. This is especially helpful in fast-moving markets. For the highest security, choose brokers authorized by reputable regulators.
Markets
Select an account that offers access to the markets you want to trade in. Some accounts are specialized for certain types of trading, including:
- Forex Accounts: Focus on trading currencies, like buying Euros with US Dollars.
- Stock Accounts: Allow you to buy and sell shares on markets like the NYSE.
- Crypto Accounts: Facilitate buying, selling, and trading cryptocurrencies like Bitcoin and Ethereum.
- Options Accounts: Enable trading strategies involving options contracts.
Many traders have multiple accounts, each tailored for specific types of trades.
Cash vs. Margin Accounts
Decide if you need a cash or margin account. A cash account only lets you trade with the money you’ve deposited. A broker margin account lets you borrow money from your broker to increase your buying power, magnifying both your gains and losses.
Pricing Structure
Understanding the pricing structures of trading accounts is key to maximizing returns. Accounts typically follow one of these models:
- Commission-free: No commission on trades, just the spread between buying and selling prices.
- Raw spread: Lower spread but a fixed commission per trade.
Some brokers offer rebates for high-volume trading, providing financial incentives to active traders.
Minimum Deposit
Consider the minimum deposit required to open an account. Some accounts require as little as $0 to get started, making them accessible to many. Premium accounts often require higher deposits but come with added benefits like lower fees and priority support.
See our list of brokers with low deposit requirements.
Order Execution
The way your orders are executed can affect your trading experience:
- STP Accounts: Orders go straight to liquidity providers, with brokers earning from markups or commissions. See STP Brokers.
- ECN Accounts: Use a decentralized network for competitive pricing and potential fee savings. See ECN Brokers.
- DMA Accounts: Allow direct access to the market, providing control over trades but often at a higher cost. See DMA Brokers.
Trading Platforms and Tools
Choose an account that offers a great trading platform suitable for your experience level. Many brokers offer demo accounts, which are a great way to test different platforms and account types before committing.
Specialized Trading Solutions
Specialized accounts are also available for traders with specific needs, such as:
- Islamic Accounts: Swap-free accounts compliant with Sharia law. See Brokers with Islamic Accounts.
- High-Frequency Trading Accounts: Ideal for quick, high-volume trades using advanced technology. See HFT Brokers.
- Multi-Account Manager Accounts: Allow a manager to trade on behalf of multiple investors. See Brokers with MAM Accounts.
How to Open a Trading Account
Opening a trading account is generally simple and involves three steps:
- Fill out a sign-up form with basic information.
- Choose your account type and settings.
- Verify your identity with requested documents.
Conclusion
There are many types of trading accounts to fit the diverse needs of traders and investors. By considering your goals and preferences, you can select the best account to suit your trading style and risk tolerance.