Best Brokers With PLN Accounts 2025
We test and list top brokers offering accounts with Polish złoty as the base currency, which helps to reduce conversion fees and optimize the experience for traders in Poland.
WriterJames Barra
Fact CheckerTobias Robinson
Brokers With:
Polish złoty (PLN)
Showing top 5 of 9 matching brokers.
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1Established in 1999, FOREX.com is part of StoneX, a global financial services company that serves over a million customers. It's regulated in the US, UK, EU, Australia, and other countries. The broker offers a wide range of markets beyond forex and provides competitive pricing on advanced platforms.
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2Founded in 2004, Dukascopy Bank SA is a Swiss online bank and brokerage offering trading on over 1,200 instruments, including binary options. It provides various accounts (JForex, MT4/5, Binary Options) and advanced platforms (JForex, MT4/MT5) with strong tools and market data for active traders.
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3Founded in 2001, easyMarkets is known as a reliable fixed spread broker. Over the years, it has improved its tools, such as adding the MetaTrader suite and TradingView, and enhanced its unique risk management tools like dealCancellation, distinguishing it from competitors.
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4Founded in 2009, Vantage provides trading on over 1000 CFD products to more than 900,000 customers. Forex CFDs can be traded from 0.0 pips on the RAW account using TradingView, MT4 or MT5. Vantage is regulated by ASIC and keeps client funds separate. The company also offers a variety of social trading tools for those interested in copy trading.
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5Founded in 2002 in Poland, XTB now serves over 1 million clients. This forex and CFD broker offers a regulated trading environment with a wide range of assets and a commitment to trader satisfaction, featuring an intuitive in-house platform with excellent tools for aspiring traders.
Compare Brokers With PLN Accounts
| Broker |  |
Payment Methods |
|---|---|---|
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ACH Transfer, Credit Card, Debit Card, Mastercard, Neteller, Skrill, Visa, Wire Transfer | |
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Apple Pay, Bitcoin Payments, Credit Card, Debit Card, Ethereum Payments, Maestro, Mastercard, Neteller, Skrill, Visa, Wire Transfer | |
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AstroPay, Bitcoin Payments, Credit Card, Debit Card, Ethereum Payments, Mastercard, Perfect Money, Sticpay, UnionPay, Visa, WebMoney, Wire Transfer | |
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AstroPay, Bitwallet, BPAY, Credit Card, Debit Card, FasaPay, JCB Card, Neteller, Skrill, Sticpay, Swift, UnionPay, Visa, Volet, Wire Transfer | |
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Credit Card, Debit Card, Maestro, Mastercard, Neteller, PayPal, Paysafecard, Skrill, Visa, Wire Transfer | |
| Broker | |
Payment Methods |
Broker Details Comparison
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Assets |
Platforms |
|---|---|---|---|---|---|---|
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✓ | $100 | 0.01 Lots | 1:50 | Forex, Stock CFDs, Futures, Futures OptionsForex, CFDs, Stock CFDs, Indices, Commodities, Futures, Options, Crypto | WebTrader, Mobile, MT4, MT5, TradingView |
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✓ | $100 | 0.01 Lots | 1:200 | CFDs, Forex, Stocks, Indices, Commodities, Crypto, Bonds, Binary Options | JForex, MT4, MT5 |
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✓ | $25 | 0.01 lots | 1:2000 1:30 | CFDs, Forex, Stocks, Indices, Commodities, Crypto | easyMarkets App, Web Platform, MT4, MT5, TradingView, TradingCentral |
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✓ | $50 | 0.01 Lots | 1:20001:500 | CFDs, Forex, Stocks, Indices, Commodities, ETFs, Bonds, Spread betting | ProTrader, MT4, MT5, TradingView, DupliTrade |
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✓ | $0 | 0.01 Lots | 1:30 (EU) 1:500 (Global) | CFDs on shares, Indices, ETFs, Raw Materials, Forex currencies, cryptocurrencies, Real shares, Real ETFs | xStation |
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Assets |
Platforms |
Safety Comparison
Compare how safe the Best Brokers With PLN Accounts 2025 are.
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
|---|---|---|---|---|
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✗ | ✓ | ✗ | |
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✗ | ✓ | ✓ | |
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✓ | ✓ | ✓ | |
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✗ | ✓ | ✓ | |
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✓ | ✓ | ✓ | |
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
Mobile Trading Comparison
Compare the mobile trading features of the Best Brokers With PLN Accounts 2025.
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
|---|---|---|---|---|
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✓ | ||
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
Comparison for Beginners
Compare how suitable the Best Brokers With PLN Accounts 2025 are for beginners.
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
|---|---|---|---|---|---|---|---|
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✓ | $100 | 0.01 Lots | ✗ | ✗ | ||
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✓ | $100 | 0.01 Lots | ✗ | ✗ | ||
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✓ | $25 | 0.01 lots | ✗ | ✗ | ||
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✓ | $50 | 0.01 Lots | ✗ | ✓ | ||
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✓ | $0 | 0.01 Lots | ✓ | ✗ | ||
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
Comparison for Advanced Traders
Compare how suitable the Best Brokers With PLN Accounts 2025 are for advanced or professional traders.
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
|---|---|---|---|---|---|---|---|---|
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Expert Advisors (EAs) on MetaTrader | ✓ | ✓ | ✓ | ✗ | 1:50 | ✓ | ✗ |
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Yes (EAs & FIX APIs) | ✗ | ✓ | ✗ | ✗ | 1:200 | ✓ | ✗ |
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Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | ✓ | ✗ | 1:2000 1:30 | ✗ | ✗ |
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Myfxbook AutoTrade, Expert Advisors (EAs) on MetaTrader | ✓ | ✗ | ✗ | ✗ | 1:20001:500 | ✗ | ✗ |
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Open API | ✗ | ✗ | ✗ | ✓ | 1:30 (EU) 1:500 (Global) | ✓ | ✗ |
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
Accounts Comparison
Compare the trading accounts offered by Best Brokers With PLN Accounts 2025.
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
|---|---|---|---|---|---|---|---|---|---|
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✓ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✓ | ✗ | ✗ | ✓ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✓ | ✓ | ✗ | ✓ | ✓ | ✗ | ✗ |
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✓ | USD: 2%, GBP: 4.5%, EUR: 1.25% | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✓ |
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
Detailed Rating Comparison
Compare how we rated the Best Brokers With PLN Accounts 2025 in key areas.
| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
|---|---|---|---|---|---|---|---|---|---|
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| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
Fee and Cost Comparison
Compare the cost of trading with the Best Brokers With PLN Accounts 2025.
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
|---|---|---|---|---|---|---|
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✗ | $15 | 0.14 | 1.2 | BTC 1.4%, ETH 2% | |
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✗ | CHF 100 | 0.1 | 0.1 | 0.1 | |
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✓ | $25 | 0.25 (Apple) | 0.7 | 62 (BTC) | |
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✗ | $0 | 0.01 | 0.0 | Floating | |
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✗ | $0 | 0.2% | 1.0 | 0.22% | |
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
Broker Popularity
See how popular the Best Brokers With PLN Accounts 2025 are in terms of number of clients.
| Broker | Popularity |
|---|---|
| Vantage |
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| XTB |
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| FOREX.com |
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| Dukascopy |
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| easyMarkets |
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Why Trade With FOREX.com?
FOREX.com is a top-tier brokerage suitable for forex traders of all skill levels. It offers more than 80 currency pairs, has small spreads starting from 0.0 pips, and features low fees. The platform provides powerful charting tools that include over 100 technical indicators and multiple research aids.
Pros
- FOREX.com provides top-tier forex pricing beginning at 0.0 pips. They also offer competitive cashback rebates up to 15% for dedicated traders.
- Numerous educational materials such as tutorials, webinars, and a comprehensive YouTube channel are available to assist you in learning about the financial markets.
- The Web Trader remains one of the top platforms for budding traders, boasting a sleek design and more than 80 technical indicators for market analysis.
Cons
- The funding options are not as extensive as those of top competitors such as IC Markets and lack several widely-used e-wallets, particularly UnionPay and POLi.
- Demo accounts have a limited time duration of 90 days, which may not be sufficient for thoroughly testing trading strategies.
- FOREX.com has expanded their trading offerings, but these remain limited to forex and CFDs. Unfortunately, they don't provide options to invest in actual stocks, ETFs, or cryptocurrencies.
Go to FOREX.com
76-78% of retail accounts lose money with this provider.
Why Trade With Dukascopy?
If you're an experienced trader, Dukascopy offers the tools you need: JForex for algorithmic strategies, competitive spreads from 0.1 pips, leverage up to 1:200, and the assurance of a Swiss-regulated bank and broker.
Pros
- Dukascopy provides tight spreads starting at 0.1 pips, leverage up to 1:200 (based on jurisdiction), and volume-based commissions that benefit high-frequency traders.
- The proprietary JForex platform is advanced, offering tools for algorithmic trading, detailed charting, and access to deep liquidity for traders.
- Dukascopy is regulated by the Swiss Financial Market Supervisory Authority (FINMA) as a broker and a bank, providing high-level financial security and compliance with strict standards.
Cons
- Dukascopy offers educational resources and 24/7 support, but its complex platforms and tools require extensive testing and can overwhelm new traders.
- JForex offers many features, but its complexity makes it less ideal for beginner traders who might prefer simpler platforms.
- Certain account types, like MT4/MT5 accounts, need a higher minimum deposit of $1,000. This might not be suitable for traders with limited budgets.
Why Trade With easyMarkets?
easyMarkets offers fixed spreads starting at 0.7 pips, making it ideal for beginners needing predictable costs. With a Bitcoin-based account, it's also a great choice for crypto traders wanting to deposit, trade, and withdraw in digital currencies.
Pros
- Unlike variable spreads offered by most brokers we've tested, easyMarkets offers fixed spreads from 0.7 pips. This makes trading costs predictable, benefiting beginners and those trading in volatile markets.
- easyMarkets introduced Bitcoin as a base currency in 2019, standing out in the market. This removes the need to convert crypto to fiat, lowering fees and simplifying management for crypto-focused traders.
- easyMarkets prioritizes risk management with negative balance protection, guaranteed stop losses, and dealCancellation (updated in 2024 to cover 1, 3, or 6-hour periods) in the Web Trader.
Cons
- easyMarkets does not provide a zero-spread account like Pepperstone. This can be a disadvantage for traders and high-frequency traders who need low transaction costs.
- easyMarkets offers comprehensive educational resources for beginners but does not meet advanced traders' needs. The Academy includes well-organized courses and engaging gamification, but the content is not detailed enough.
- easyMarkets lags as it lacks the copy trading features offered by category leader eToro. These features are popular among newcomers wanting to follow the strategies of experienced traders.
Go to easyMarkets
67% of retail accounts lose money with this provider.
Why Trade With Vantage?
Vantage is a solid choice for CFD traders looking for a strictly-controlled broker that offers the dependable MetaTrader platforms. The registration process is swift and there’s a $50 minimum deposit, making it easy for traders to start quickly.
Pros
- Hedging and scalping are allowed with no restrictions on short-term trading strategies.
- The ECN accounts offer competitive terms, including spreads from 0.0 pips and a commission of $1.50 per side for traders.
- Vantage offers beginner-friendly social trading through ZuluTrade & Myfxbook for traders who prefer a hands-off approach.
Cons
- Test results show that average transaction speeds of 100ms-250ms are slower than other trading options.
- Currently, only clients from Australia can access cryptocurrencies for trading.
- Unfortunately, some customers may have to sign up with an offshore company, providing less regulation protection.
Why Trade With XTB?
XTB is a leading choice for new traders due to its exceptional xStation platform, no commission costs, no mandatory deposit, and high-quality educational resources, most of which are smoothly incorporated into the platform.
Pros
- Signing up for an XTB account is simple and entirely digital, taking only a short while. This enables a seamless transition into trading for new traders.
- XTB provides an extensive set of educational resources such as training videos and articles on its platform, making it suitable for traders of all skill levels.
- XTB increased its interest rate on uninvested funds and introduced zero-fee ISAs for UK clients, offering 3,000 stocks and 700 ETFs for varied trading options.
Cons
- XTB does not provide a raw spread account. This is often given by competitors such as Pepperstone. This can be of disadvantage to traders searching for the narrowest spreads.
- XTB's research tools are decent but could be improved by expanding beyond their own features to include top external tools like Autochartist, Trading Central, and TipRanks.
- The demo account ends in four weeks. This is a limit for traders wanting to fully explore the xStation platform and try out strategies before using actual money.
Go to XTB
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69-83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money
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Methodology
To identify the best brokers offering PLN-denominated accounts, we turned to our continuously updated database, which encompasses hundreds of online brokers.
We focused on platforms that allow clients to deposit, withdraw, and trade in Polish złoty (PLN).
Rankings were determined based on their overall ratings, derived from our deep-dive into 200+ metrics. These included fees, platform functionality, regulatory compliance, and ease of access for Polish traders, supported by hands-on testing feedback.
What Is a PLN Account?
A PLN account is a trading account where all transactions, profits, and losses are recorded in Polish zloty.
As the official currency of Poland and one of the most actively traded currencies in Central Europe, PLN accounts are particularly useful for Polish traders who want to avoid unnecessary conversion fees.
Despite Poland being a major European economy, not all brokers support PLN accounts – less than 10% of firms we’ve evaluated.
Our research indicates that most international brokers primarily offer accounts in USD or EUR, meaning finding a PLN-denominated option requires careful selection.
PLN accounts provide several distinct advantages:
- Avoiding Currency Conversion Costs: If you live in Poland and use PLN for daily transactions, a PLN trading account eliminates conversion fees when depositing funds or withdrawing profits.
- Mitigating FX Volatility: A PLN-denominated account protects Polish traders from exchange rate fluctuations when dealing with domestic investments and financial obligations.
- Seamless Trading of Polish Assets: Having a PLN account simplifies trading in Polish stocks, bonds, ETFs, and other financial instruments listed on the Warsaw Stock Exchange (GPW).
How Do I Open a PLN Account?
Opening a PLN trading account requires selecting a broker that supports zloty-denominated transactions. Here are the key steps:
- Choose a Broker: Select a broker offering PLN as a base currency option. Consider factors such as fees, platform usability, available Polish assets, and whether the broker is regulated by Poland’s Financial Supervision Authority (KNF).
- Register an Account: Complete the broker’s onboarding process, which typically requires proof of identity and address verification in compliance with Polish and EU regulations.
- Select PLN as Your Base Currency: During account setup, choose PLN as your preferred account currency to ensure seamless transactions in Polish zloty.
- Fund Your Account: Deposit funds in PLN via local bank transfers, BLIK payments, or other available payment methods. Some brokers may allow funding in other currencies with automatic conversion to PLN.
- Start Trading: Once your account is funded, you can begin trading Polish and international financial assets without additional currency conversion fees.
For example, below is an instance where I set up a PLN trading account at Vantage.
Configuring a PLN-based trading account at Vantage
Should I Use a PLN Trading Account?
Based on our examinations of the best trading accounts, a PLN trading account may be ideal for you if the following apply:
- You Live in Poland: A PLN account aligns with your domestic currency, making deposits, withdrawals, and tax reporting much simpler.
- You Trade Polish Stocks and ETFs: If you invest in companies listed on the Warsaw Stock Exchange (GPW) or trade Polish bonds and ETFs, using a PLN account eliminates conversion fees.
- You Want to Hedge Against Currency Fluctuations: If your expenses, income, or financial commitments are in PLN, holding a PLN-denominated account minimizes exchange rate risks.
- You Use Polish Payment Methods: Brokers that support PLN accounts often integrate local banking options such as BLIK and Przelewy24, offering faster and cheaper transactions.
What Are the Limitations of a PLN Trading Account?
- Limited Broker Availability: While PLN is widely used in Poland, many international brokers still do not offer PLN as a base currency, limiting your choice of platforms.
- Higher Costs for Non-PLN Assets: If you trade global instruments denominated in USD, EUR, or GBP, you may face conversion fees, adding an extra layer of costs.
- Currency Volatility: While the zloty is stable relative to other emerging market currencies, it can still experience fluctuations against major currencies, impacting returns on foreign investments.
- Less Liquidity for International Trading: Compared to USD and EUR accounts, PLN accounts may have fewer trading pairs and slightly wider spreads when trading forex and global assets.
- Banking and Withdrawal Limitations: Some brokers may impose additional withdrawal fees or have fewer international banking options for PLN-denominated accounts.