Best Brokers With USD Accounts 2025
Dig into our top brokers offering USD accounts based on thorough tests, reducing conversion fees and optimizing the experience for traders dealing in US dollars.
WriterJames Barra
Fact CheckerTobias Robinson
Brokers With:
US Dollar (USD)
Showing top 5 of 74 matching brokers.
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1Interactive Brokers (IBKR) is a top brokerage firm offering access to 150 markets in 33 countries and a range of investment services. With 40 years in the field, this company listed on Nasdaq strictly follows the rules set by authorities such as the SEC, FCA, CIRO, and SFC. It's recognized as one of the most reliable brokers for global trading.
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2NinjaTrader is a US-based brokerage regulated for trading futures. It offers three different pricing plans for varied needs and budgets, along with extremely low margins on popular contracts. The company's renowned charting software and trading platform provides extensive customization options and excellent technical analysis features.
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3eToro is a platform for social investing that provides options for both short and long-term trading on stocks, ETFs, options, and crypto. The platform is recognized for its easy-to-use, community-oriented interface and reasonable fees. With oversight from FINRA and SIPC, and used by millions globally, eToro is a reputed name in the industry. Trading on eToro is facilitated by eToro USA Securities, Inc.
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4Plus500US, a reputable broker since 2021, is authorized by the CFTC and NFA. It offers futures trading on forex, indices, commodities, cryptocurrencies, and interest rates. With a quick 10-minute signup, a $100 minimum deposit, and an easy-to-use web platform, Plus500 is enhancing its services for traders in the US.
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5IQCent is an offshore binary options and CFD broker located in the Marshall Islands. They offer various account types with bonuses like payout boosts, TradeBacks, and free rollovers. With over 175 assets, 24/7 trading, and 98% payouts, the firm attracts new short-term traders.
Compare Brokers With USD Accounts
| Broker |  |
Payment Methods |
|---|---|---|
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ACH Transfer, Automated Customer Account Transfer Service, Cheque, Debit Card, TransferWise, Wire Transfer | |
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ACH Transfer, Cheque, Debit Card, Wire Transfer | |
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ACH Transfer, Debit Card, PayPal, Wire Transfer | |
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ACH Transfer, Apple Pay, Debit Card, Google Wallet, Mastercard, Visa, Wire Transfer | |
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Bitcoin Payments, Credit Card, Debit Card, Ethereum Payments, Mastercard, Visa, Wire Transfer | |
| Broker | |
Payment Methods |
Broker Details Comparison
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Assets |
Platforms |
|---|---|---|---|---|---|---|
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✓ | $0 | $100 | 1:50 | Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies | Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, TradingView, eSignal, TradingCentral, ProRealTime, Quantower |
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✓ | $0 | 0.01 Lots | 1:50 | Forex, Stocks, Options, Commodities, Futures, Crypto | NinjaTrader Desktop, Web & Mobile, eSignal |
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✓ | $100 | $10 | ✗ | Stocks, Options, ETFs, Crypto | eToro Trading Platform & CopyTrader |
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✓ | $100 | 0.0 Lots | 1:50 | Futures on Cryptocurrencies, Metals, Agriculture, Forex, Interest rates, Energy, Equity Index future contracts | WebTrader, App |
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✓ | $250 | $0.01 | 1:500 | Binary Options, CFDs, Forex, Indices, Commodities, Crypto | Online Platform, TradingView |
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Assets |
Platforms |
Safety Comparison
Compare how safe the Best Brokers With USD Accounts 2025 are.
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
|---|---|---|---|---|
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✗ | ✓ | ✓ | |
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✗ | ✗ | ✗ | |
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✗ | ✗ | ✓ | |
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✗ | ✗ | ✓ | |
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✗ | ✗ | ✗ | |
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
Mobile Trading Comparison
Compare the mobile trading features of the Best Brokers With USD Accounts 2025.
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
|---|---|---|---|---|
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iOS & Android | ✓ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
Comparison for Beginners
Compare how suitable the Best Brokers With USD Accounts 2025 are for beginners.
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
|---|---|---|---|---|---|---|---|
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✓ | $0 | $100 | ✓ | ✗ | ||
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✓ | $0 | 0.01 Lots | ✗ | ✗ | ||
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✓ | $100 | $10 | ✓ | ✗ | ||
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✓ | $100 | 0.0 Lots | ✗ | ✗ | ||
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✓ | $250 | $0.01 | ✗ | ✗ | ||
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
Comparison for Advanced Traders
Compare how suitable the Best Brokers With USD Accounts 2025 are for advanced or professional traders.
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
|---|---|---|---|---|---|---|---|---|
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Capitalise.ai, TWS API | ✗ | ✗ | ✓ | ✗ | 1:50 | ✓ | ✓ |
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NinjaScript or via Automated Trading Interface | ✗ | ✗ | ✗ | ✗ | 1:50 | ✓ | ✗ |
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✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✓ | ✓ |
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✗ | ✗ | ✗ | ✗ | ✗ | 1:50 | ✓ | ✗ |
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✗ | ✗ | ✗ | ✗ | ✗ | 1:500 | ✗ | ✗ |
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
Accounts Comparison
Compare the trading accounts offered by Best Brokers With USD Accounts 2025.
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
|---|---|---|---|---|---|---|---|---|---|
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✓ | USD: 4.8%, GBP: 4.7% | ✗ | ✓ | ✓ | ✗ | ✓ | ✗ | ✗ |
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✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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✓ | USD: 4.9% | ✗ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✗ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ |
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
Detailed Rating Comparison
Compare how we rated the Best Brokers With USD Accounts 2025 in key areas.
| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
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| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
Fee and Cost Comparison
Compare the cost of trading with the Best Brokers With USD Accounts 2025.
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
|---|---|---|---|---|---|---|
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✗ | $0 | 0.003 | 0.08-0.20 bps x trade value | 0.12%-0.18% | |
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✗ | $25 | ✗ | 1.3 | Floating | |
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✓ | $10 | $0 | ✗ | BTC 0.75% | |
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✗ | $0 | ✗ | 0.75 | ✗ | |
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✗ | $10 | N/A | 0.3 | Variable | |
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
Broker Popularity
See how popular the Best Brokers With USD Accounts 2025 are in terms of number of clients.
| Broker | Popularity |
|---|---|
| Interactive Brokers |
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| eToro USA |
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| NinjaTrader |
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Why Trade With Interactive Brokers?
Interactive Brokers is ideal for seasoned traders due to its robust charting platforms, updated data, and adaptability, especially with the IBKR Desktop application. Its exceptional pricing and advanced order features appeal to traders, and its variety of stocks remains unmatched in the market.
Pros
- There's a large selection of free or paid research subscriptions available to all traders. If you subscribe to Toggle AI, you will also receive commission refunds from IBKR.
- Interactive Brokers was named Best US Broker for 2025 by DayTrading.com for its dedication to US traders, ultra-low margin rates, and affordable global market access.
- The new IBKR Desktop platform combines the advantages of TWS and adds unique tools like Option Lattice and Screeners with MultiSort to make trading accessible and impressive for traders of all levels.
Cons
- Customer service may take time to respond, and there may be delays in fixing problems based on tests. It could be difficult to reach the customer service promptly.
- IBKR offers many research tools. However, the tools are not uniformly distributed across trading platforms and the web-based 'Account Management' page, causing confusion for the users.
- TWS's platform may be difficult for beginners to grasp because of its complexity - we were overwhelmed during our initial tests by the sheer volume of tools, features and widgets.
Why Trade With NinjaTrader?
NinjaTrader consistently satisfies active futures traders with its low-cost service and high-quality analysis tools. It offers superior charting features, including hundreds of indicators and over 10 chart types.
Pros
- NinjaTrader provides detailed charting software for active traders, complete with custom technical indicators and widgets.
- You can access thousands of applications and add-ons from developers worldwide for trading.
- Traders can access a free platform and trade simulation capabilities with the unlimited demo.
Cons
- Some payment methods require a withdrawal fee.
- You need to register with partner brokers to trade in securities other than forex and futures.
- The advanced trading tools require an additional fee.
Why Trade With eToro USA?
eToro is a top choice for traders due to its top-notch social investing and copy trading services. The broker caters well to new traders with its low deposit requirement, commission-free trading, and user-friendly platform.
Pros
- eToro USA Securities is a reliable broker that's regulated by the SEC, part of FINRA, and a member of SIPC.
- The low minimum deposit and simple account setup allow beginners to start trading quickly.
- Traders can use Smart Portfolios for a simpler approach, covering multiple sectors and markets like renewable energy and artificial intelligence.
Cons
- Average fees can reduce the profits of traders.
- There are fewer trading options available, including only stocks, ETFs, and cryptos, compared to competitors.
- The exclusive terminal does not accommodate trading bots and lacks extra equity market analysis tools.
Go to eToro USA
Securities trading offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk. https://www.daytrading.com/ is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.
Why Trade With Plus500US?
Plus500US is an excellent choice for beginners, offering a user-friendly platform, low trading margins, and access to the Futures Academy to improve trading skills. Its powerful tools and reliable service earned it second place in DayTrading.com's annual 'Best US Broker' award.
Pros
- Plus500 is a reputable publicly traded company with over 24 million traders and sponsors the Chicago Bulls.
- The account setup, pricing structure, and web platform make futures trading simpler than competitors like NinjaTrader.
- The Futures Academy is a useful resource for beginner traders due to its captivating videos and simple articles. Its unrestricted demo account is also beneficial for practicing trading strategies.
Cons
- Plus500US lacks social trading features, unlike competitors such as eToro US, which might enhance its appeal to aspiring traders.
- Plus500US offers competitive pricing but does not have a discount program for high-volume traders, unlike brokers like Interactive Brokers.
- Testing showed fast response times for support, but phone aid is not available.
Go to Plus500US
Trading in futures and options involves the risk of loss and is not suitable for everyone.
Why Trade With IQCent?
IQCent is ideal for traders who want a simple platform for binary options and CFD trading that has low fees and offers copy trading. It features a variety of accounts and requires less than a minute to get started with a $250 deposit.
Pros
- IQCent, a binary options broker, provides a copy trading service suitable for traders who prefer a hands-off approach.
- The broker provides payouts up to 98% on binary options. This is higher than other options such as Pocket Option, which offers only up to 92%.
- Enthusiastic traders can join trading competitions and win cash prizes.
Cons
- The broker is not regulated by a reputable authority, which is typical for binary options companies.
- IQCent imposes a $10 monthly fee if you don't conduct at least one trade per month.
- The market analysis is simple, offering few technical overviews and limited opinions from analysts.
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Methodology
To identify the best brokers offering USD-denominated accounts, we utilized our evolving database spanning hundreds of online brokers worldwide.
We pinpointed the platforms that allow clients to deposit, withdraw and trade in US Dollars.
Rankings were then determined using their overall scores that combined our comprehensive analysis of 200+ metrics, including fees, platform usability, and regulatory compliance, supported by hands-on testing feedback.
What Is a USD Account?
A USD account is a trading account in which all transactions, profits, and losses are recorded in US Dollars.
This account type is the most common base currency globally due to the US Dollar’s status as the world’s primary reserve currency. In fact, a USD account is offered by over 90% of the brokers we’ve evaluated.
The best trading accounts with USD offer several advantages:
- Avoiding Currency Conversion Costs: You save on the fees associated with converting funds into USD, which is especially beneficial when trading US-based financial instruments.
- Hedging Against FX Volatility: If your earnings or investments are tied to USD, a USD account helps protect against unfavorable currency fluctuations.
- Direct Access to US Markets: It simplifies investment in US-listed stocks, bonds, ETFs, and IPOs, particularly for those engaged in trading in the US economy.
How Do I Open a USD Account?
Opening a USD trading account is a breeze. Simply follow these five steps:
- Choose a Broker: Select a broker that offers USD as a base currency option. Consider fees, platform features, instruments (e.g. access to NASDAQ, NYSE, and S&P 500), and regulation (US traders should prioritize brokers regulated by the SEC, CFTC or FINRA).
- Register an Account: Complete the broker’s sign-up process, which often includes providing identification and proof of address.
- Select USD as Your Base Currency: During account setup, choose USD as the primary account currency.
- Fund Your Account: Deposit funds directly in USD or convert other currencies to USD using the broker’s platform.
- Start Trading: Once your account is funded, you can trade US financial assets without currency-related friction.
As an example, you can see how I set up a trading account at IC Markets in USD.
Configuring a USD trading account at IC Markets
Should I Use a USD Trading Account?
A USD trading account could be the right choice if you meet the following criteria:
- You Live in the US: A USD account aligns with your domestic currency, making tax reporting and bookkeeping more straightforward.
- You Actively Trade US Assets: If your portfolio consists primarily of US stocks, ETFs, or bonds, a USD account eliminates unnecessary exchange rate costs and conversion delays.
- You Want to Hedge Currency Risks: For traders earning or spending in USD, this account offers protection against exchange rate volatility, especially when transferring funds internationally.
- You Invest in Dollarized Economies: If you operate in countries where USD is the de facto currency (e.g., Panama, Ecuador), a USD account ensures seamless transactions.
What Are the Limitations of Opening a USD Account?
- Exposure to USD-Related Risks: If the USD weakens relative to other currencies, your holdings’ value may decline when converted.
- Restricted Local Transactions: In countries with a different local currency, USD accounts may incur fees when funding or withdrawing in non-USD currencies.