Best Brokers With Low Minimum Deposits 2025

We’ve recorded the minimum deposit for hundreds of brokers and through hands-on tests, pinpointed the best platforms if you want to start trading on a budget.

Author Image Writer
Paul Holmes
Checker Image Fact Checker
Tobias Robinson
Editor Image Editor
James Barra
Brokers With:
Low Min. Deposit
Showing top 5 of 53 matching brokers.
  1. 1
    Trust Platform Assets Fees Accounts Research Education Mobile Support 4.3
    Interactive Brokers (IBKR) is a top brokerage firm offering access to 150 markets in 33 countries and a range of investment services. With 40 years in the field, this company listed on Nasdaq strictly follows the rules set by authorities such as the SEC, FCA, CIRO, and SFC. It's recognized as one of the most reliable brokers for global trading.

    Minimum Deposit

    $0
    Demo Account
    Yes
    Minimum Deposit
    $0
    Minimum Trade
    $100
    Leverage
    1:50
    Copy Trading
    No
    Regulator
    FCA, SEC, FINRA, CFTC, CBI, CIRO, SFC, MAS, MNB, FINMA, AFM
    Instruments
    Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies
    Platforms
    Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, TradingView, eSignal, TradingCentral, ProRealTime, Quantower
    Account Currencies
    USD, EUR, GBP, CAD, AUD, INR, JPY, SEK, NOK, DKK, CHF, AED, HUF
    Automated Trading
    Capitalise.ai, TWS API
    AI
    Yes
    Guaranteed Stop Loss
    No
  2. 2
    Trust Platform Assets Fees Accounts Research Education Mobile Support 4.5
    NinjaTrader is a US-based brokerage regulated for trading futures. It offers three different pricing plans for varied needs and budgets, along with extremely low margins on popular contracts. The company's renowned charting software and trading platform provides extensive customization options and excellent technical analysis features.

    Minimum Deposit

    $0
    Demo Account
    Yes
    Minimum Deposit
    $0
    Minimum Trade
    0.01 Lots
    Leverage
    1:50
    Copy Trading
    No
    Regulator
    NFA, CFTC
    Instruments
    Forex, Stocks, Options, Commodities, Futures, Crypto
    Platforms
    NinjaTrader Desktop, Web & Mobile, eSignal
    Account Currencies
    USD
    Automated Trading
    NinjaScript or via Automated Trading Interface
    AI
    No
    Guaranteed Stop Loss
    No
  3. 3
    Trust Platform Assets Fees Accounts Research Education Mobile Support 3.5
    Plexytrade, founded in 2024 and based in Saint Lucia, is an ECN/STP broker. It caters to active traders and offers four account choices. It also allows crypto transactions and a notably high leverage of up to 1:2000, due to its unregulated status.

    Minimum Deposit

    $50
    Demo Account
    Yes
    Minimum Deposit
    $50
    Minimum Trade
    0.01
    Leverage
    1:2000
    Copy Trading
    No
    Regulator
    No
    Instruments
    CFDs, Forex, Indices, Stocks, Commodities, Crypto
    Platforms
    MT4, MT5
    Account Currencies
    USD, EUR
    Automated Trading
    Expert Advisors (EAs) on MetaTrader
    AI
    No
    Guaranteed Stop Loss
    No
  4. 4
    Trust Platform Assets Fees Accounts Research Education Mobile Support 4.5
    OANDA is a well-known broker that excels in quick trade executions, a low deposit requirement, and impressive charting and trading platform functions. The highly-regarded brand has over 25 years of expertise and is overseen by reliable authorities like the NFA/CFTC. It provides 24/7 support for traders and offers flexible contract sizes with automated trade executions.

    Minimum Deposit

    $0
    Demo Account
    Yes
    Minimum Deposit
    $0
    Minimum Trade
    0.01 Lots
    Leverage
    1:50
    Copy Trading
    No
    Regulator
    NFA, CFTC
    Instruments
    Forex, Crypto with Paxos (Cryptocurrencies are offered through Paxos. Paxos is a separate legal entity from OANDA)
    Platforms
    OANDA Trade, MT4, TradingView, AutoChartist
    Account Currencies
    USD, EUR, GBP, CAD, AUD, JPY, CHF, HKD, SGD
    Automated Trading
    Expert Advisors (EAs) on MetaTrader
    AI
    Yes
    Guaranteed Stop Loss
    Yes
  5. 5
    Trust Platform Assets Fees Accounts Research Education Mobile Support 4.3
    Moomoo is a regulated trading platform which is controlled by SEC. It provides a simple, cost-effective method to trade in stocks, ETFs, and various assets from China, Hong Kong, Singapore, the US, and Australia. They provide the option for margin trading, along with no deposit account and several bonus options.

    Minimum Deposit

    $0
    Demo Account
    Yes
    Minimum Deposit
    $0
    Minimum Trade
    $0
    Leverage
    1:2
    Copy Trading
    No
    Regulator
    SEC, FINRA, MAS, ASIC, SFC
    Instruments
    Stocks, Options, ETFs, ADRs, OTCs ,Futures
    Platforms
    Desktop Platform, Mobile App
    Account Currencies
    USD, HKD, SGD
    Automated Trading
    No
    AI
    No
    Guaranteed Stop Loss
    No

Top Low Deposit Brokers Comparison

Broker
US Flag
USD Account
Deposit Methods
Interactive Brokers
ACH Transfer, Automated Customer Account Transfer Service, Cheque, Debit Card, TransferWise, Wire Transfer
NinjaTrader
ACH Transfer, Cheque, Debit Card, Wire Transfer
Plexytrade
Bitcoin Payments, Ethereum Payments
OANDA US
ACH Transfer, Debit Card, Mastercard, Visa, Wire Transfer
Moomoo
ACH Transfer, Wire Transfer
Broker
US Flag
USD Account
Deposit Methods

Broker Details Comparison

Broker
Demo Account
Minimum Deposit
Minimum Trade
Leverage
Assets
Platforms
Interactive Brokers $0 $100 1:50 Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, TradingView, eSignal, TradingCentral, ProRealTime, Quantower
NinjaTrader $0 0.01 Lots 1:50 Forex, Stocks, Options, Commodities, Futures, Crypto NinjaTrader Desktop, Web & Mobile, eSignal
Plexytrade $50 0.01 1:2000 CFDs, Forex, Indices, Stocks, Commodities, Crypto MT4, MT5
OANDA US $0 0.01 Lots 1:50 Forex, Crypto with Paxos (Cryptocurrencies are offered through Paxos. Paxos is a separate legal entity from OANDA) OANDA Trade, MT4, TradingView, AutoChartist
Moomoo $0 $0 1:2 Stocks, Options, ETFs, ADRs, OTCs ,Futures Desktop Platform, Mobile App
Broker
Demo Account
Minimum Deposit
Minimum Trade
Leverage
Assets
Platforms

How Safe Are The Top Brokers For The Lowest Minimum Deposits?

See how the top trading platforms with low minimum investments protect your capital once deposited:

Broker
Trust Rating
Guaranteed Stop Loss
Negative Balance Protection
Segregated Accounts
Interactive Brokers
4.5
NinjaTrader
4.3
Plexytrade
2.3
OANDA US
4.5
Moomoo
4.7
Broker
Trust Rating
Guaranteed Stop Loss
Negative Balance Protection
Segregated Accounts

Mobile Trading Comparison

Traders can increasingly deposit straight from mobiles - see how the top brokers stacked up in our app tests:

Broker
Mobile Apps
iOS Rating
Android Rating
Smart Watch App
Interactive Brokers iOS & Android
4.3
4.5
NinjaTrader iOS & Android
3.0
3.2
Plexytrade iOS & Android
4.8
4.7
OANDA US iOS & Android
4.7
3.7
Moomoo Yes (iOS & Android)
4.6
3.3
Broker
Mobile Apps
iOS Rating
Android Rating
Smart Watch App

Are The Brokers With The Lowest Minimum Deposit Good For Beginners?

Beginners don't need just an accessible starting investment, but a range of trading tools to upskill:

Broker
Demo Account
Minimum Deposit
Minimum Trade
Education Rating
Support Rating
Fractional Shares
Demo Competitions
Interactive Brokers $0 $100
4.3
3.0
NinjaTrader $0 0.01 Lots
4.0
4.0
Plexytrade $50 0.01
3.5
3.8
OANDA US $0 0.01 Lots
3.8
3.5
Moomoo $0 $0
4.4
2.8
Broker
Demo Account
Minimum Deposit
Minimum Trade
Education Rating
Support Rating
Fractional Shares
Demo Competitions

Comparison for Advanced Traders

Compare how suitable the Best Brokers With Low Minimum Deposits 2025 are for advanced or professional traders.

Broker
Automated Trading
VPS
API
AI
Pro Account
Leverage
Low Latency
Extended Hours
Interactive Brokers Capitalise.ai, TWS API 1:50
NinjaTrader NinjaScript or via Automated Trading Interface 1:50
Plexytrade Expert Advisors (EAs) on MetaTrader 1:2000
OANDA US Expert Advisors (EAs) on MetaTrader 1:50
Moomoo 1:2
Broker
Automated Trading
VPS
API
AI
Pro Account
Leverage
Low Latency
Extended Hours

Accounts Comparison

Compare the trading accounts offered by Best Brokers With Low Minimum Deposits 2025.

Broker
Demo Account
Interest on Cash
Islamic Account
Joint Account
Managed Account
PAMM
MAM
LAMM
Pro Account
Interactive Brokers USD: 4.8%, GBP: 4.7%
NinjaTrader
Plexytrade
OANDA US
Moomoo USD: 5.1%
Broker
Demo Account
Interest on Cash
Islamic Account
Joint Account
Managed Account
PAMM
MAM
LAMM
Pro Account

Compare The Ratings Of The Lowest Minimum Deposit Brokers

See how the best brokers for low minimum deposits scored in each area in our ratings:

Broker
Trust
Platforms
Assets
Mobile
Fees
Accounts
Research
Education
Support
Interactive Brokers
4.5
3.3
4.7
4.4
4.3
3.5
4.4
4.3
3.0
NinjaTrader
4.3
4.5
2.9
3.1
4.3
2.8
4.0
4.0
4.0
Plexytrade
2.3
4.0
3.5
4.8
3.5
3.3
2.8
3.5
3.8
OANDA US
4.5
4.5
2.8
4.2
4.0
3.5
4.3
3.8
3.5
Moomoo
4.7
3.0
3.0
4.0
3.8
3.3
3.8
4.4
2.8
Broker
Trust
Platforms
Assets
Mobile
Fees
Accounts
Research
Education
Support

Compare Trading Fees

A low deposit is a good starting point, but fees can add up - here’s how our top brokers measure up on costs:

Broker
Cost Rating
Fixed Spreads
Inactivity Fee
CFD Stocks Spread
EUR/USD Spread
Crypto Spread
Interactive Brokers
4.3
$0 0.003 0.08-0.20 bps x trade value 0.12%-0.18%
NinjaTrader
4.3
$25 1.3 Floating
Plexytrade
3.5
5 0.7 1.1
OANDA US
4.0
$0 1.6 $100
Moomoo
3.8
$0 $0 per trade
Broker
Cost Rating
Fixed Spreads
Inactivity Fee
CFD Stocks Spread
EUR/USD Spread
Crypto Spread

How Popular Are These Brokers With Low Minimum Deposits?

Traders often low-entry brokers with the most clients, indicating reliability:

Broker Popularity
Moomoo
24,000,000
Interactive Brokers
3,500,000
NinjaTrader
1,800,000

Why Trade With Interactive Brokers?

Interactive Brokers is ideal for seasoned traders due to its robust charting platforms, updated data, and adaptability, especially with the IBKR Desktop application. Its exceptional pricing and advanced order features appeal to traders, and its variety of stocks remains unmatched in the market.
Christian Harris
Review Author

Pros

  • IBKR provides a cost-effective platform for traders by offering low fees, narrow spreads, and clear pricing.
  • IBKR, primarily designed for skilled traders, has expanded its appeal recently by eliminating its initial $10,000 deposit requirement.
  • There's a large selection of free or paid research subscriptions available to all traders. If you subscribe to Toggle AI, you will also receive commission refunds from IBKR.

Cons

  • TWS's platform may be difficult for beginners to grasp because of its complexity - we were overwhelmed during our initial tests by the sheer volume of tools, features and widgets.
  • IBKR offers many research tools. However, the tools are not uniformly distributed across trading platforms and the web-based 'Account Management' page, causing confusion for the users.
  • Only one active session per account is allowed, which means you can't run the desktop version and mobile app at the same time. This can sometimes lead to a frustrating trading experience.

Why Trade With NinjaTrader?

NinjaTrader consistently satisfies active futures traders with its low-cost service and high-quality analysis tools. It offers superior charting features, including hundreds of indicators and over 10 chart types.

Pros

  • NinjaTrader provides detailed charting software for active traders, complete with custom technical indicators and widgets.
  • Low costs, with $50 trading margins and commissions starting at $.09 per micro contract.
  • You can access thousands of applications and add-ons from developers worldwide for trading.

Cons

  • The advanced trading tools require an additional fee.
  • Some payment methods require a withdrawal fee.
  • You need to register with partner brokers to trade in securities other than forex and futures.

Why Trade With Plexytrade?

Plexytrade is a new trading platform offering attractive features such as a 1:2000 leverage, zero spreads on certain instruments, and quick execution speeds of less than 46 milliseconds. However, the company is not regulated which is a substantial issue, and the lack of research and educational tools puts it behind other leading platforms.
Christian Harris
Review Author

Pros

  • Plexytrade supports various trading tactics such as quick buying and selling, risk management, and computer-based trading.
  • Plexytrade is a unique offshore broker that accepts US residents as clients. This makes it one of the few offshore brokers that serve US-based traders.
  • Different VPS packages start at $50 monthly, but they are free after reaching certain deposit amounts.

Cons

  • Plexytrade only accepts deposits and withdrawals through cryptocurrencies. It does not support bank cards, wire transfers, or e-wallets.
  • The platform doesn't offer social or copy trading options. This means that novice traders cannot mirror the actions of more accomplished traders, unlike on platforms such as eToro.
  • Plexytrade isn't regulated in key regions, which raises the risk for traders who open an account or deposit money.

Why Trade With OANDA US?

OANDA is a reputable broker for US traders. It offers user-friendly tools for analysis and a simple sign-up process. It is very trustworthy due to heavy regulation.

Pros

  • The broker provides clear pricing without any concealed fees.
  • OANDA is a credible and safe trading brand, approved by top regulators such as the CFTC.
  • Traders can experience quick and dependable order execution.

Cons

  • The trading markets are limited to only forex and cryptocurrencies.
  • Customer support is not accessible during weekends.
  • Few payment options are available and e-wallets are not supported.
Go to OANDA US
CFDs are not available to residents in the United States.

Why Trade With Moomoo?

Moomoo is a great option for beginner and intermediate traders aiming to diversify their investment portfolio. The brokerage's app is easily navigable and the trading fees are significantly low.

Pros

  • The fees for options contracts have been lowered from $0.65 to $0.
  • Moomoo's insights and analytics are more comprehensive and detailed than other brands.
  • The broker requires no minimum deposit, making it suitable for beginner traders.

Cons

  • Regrettably, even with its existing security features, this platform still lacks 2 factor authentication (2FA).
  • The broker doesn't offer phone or live chat support, options typically provided by other brokers.
  • The protection against negative balance, a standard security measure at highly regulated brokers, is not available here.
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How We Chose The Best Brokers For Low Minimum Deposits

We selected the best low-deposit brokers by recording the minimum deposit requirements of every broker in our evolving database as part of our testing process.

We then listed the lowest deposit brokers by their overall ratings, drawing on our hands-on testing and 200+ data points per provider.

This ensures our top picks not only offer low starting deposits but also deliver a high-quality trading environment.

BrokerListings.com Broker Testing Methodology

What To Look For In A Low Deposit Broker

Low or Zero Minimum Deposit Requirements

If you’re looking to start trading without committing a big chunk of cash upfront, choosing a broker with low or even zero minimum deposit requirements is key. This is especially useful for beginners who want to test the waters or traders who prefer to scale their deposits gradually.

Why low or zero minimum deposits matter:

  • Easier Market Access – New traders can start without a big financial commitment.
  • Lower Risk Exposure – Helps limit losses while learning the ropes.
  • More Flexibility – Allows gradual deposits instead of a large upfront payment.

One broker that stands out in this area is Trade Nation. Unlike many brokers we’ve tested that require at least $50 or $100 to open an account, Trade Nation lets you start with whatever amount suits you. Ultimately, we rate Trade Nation as a solid choice for traders who want to ease into the markets with minimal financial commitment.

Trade Nation platform interface showing a chart

Trade Nation has a user-friendly platform that you can access with no minimum deposit

Availability of Micro or Cent Accounts

Micro accounts or cent accounts are a game-changer for traders who want to start small or test strategies without risking large amounts.

These accounts allow you to trade with much smaller position sizes than standard accounts, making them ideal for beginners and cautious traders.

Why micro or cent accounts go hand-in-hand with a low starting investment:

  • Lower Financial Risk – Trade in cents instead of dollars, reducing exposure.
  • Better Strategy Testing – Ideal for experimenting without high stakes.
  • More Accessible for Beginners – Helps new traders build confidence without a big deposit.

One broker that excels in this area is XM. Trade with lot sizes as small as 0.01, perfect for small-scale traders and open a micro account with as little as $5. It also offers competitive trading conditions through tight spreads and fast execution even for micro trades.

Access to Full Trading Features Despite Low Deposits

Just because you start with a small deposit doesn’t mean you should get limited trading features. The best brokers offer full access to their platforms, tools, and markets, regardless of your deposit size.

This ensures small-account traders still get a top-tier experience.

Why full trading features matter for low deposits:

  • No Compromises on Tools – Get access to charts, indicators, and analysis tools without restrictions.
  • Diverse Market Access – Trade forex, stocks, indices, and commodities, even with a small balance.
  • Fair Trading Conditions – Enjoy the same spreads, execution speed, and leverage as higher-deposit traders.

One broker that excels in this area is Fusion Markets. Use MetaTrader 4, MetaTrader 5, and TradingView with no feature restrictions, while it has some of the lowest spreads in the industry. And with no minimum deposit, you can start trading with whatever amount suits you.

Good Leverage Options for Small Deposits

Leverage can be a powerful tool for traders with smaller account balances, allowing them to control larger positions without needing a significant upfront investment.

The key is finding a broker that offers flexible and fair leverage while maintaining strong risk management tools.

Why good leverage matters for small deposits:

  • Maximizes Trading Potential – Control larger positions even with limited capital.
  • Enhances Market Opportunities – Take advantage of short-term moves with smaller funds.
  • Balances Risk and Reward – Choose a leverage level that suits your strategy and risk tolerance.

One broker that stands out in this area is XTB. You get flexible leverage up to 1:500 while negative balance protection ensures you never lose more than your deposit. It’s also licensed in multiple jurisdictions for added peace of mind.

XTB's charting interface

XTB has a budget-friendly trading platform

Educational Resources for Small-Account Traders

Trading with a small deposit doesn’t mean you should miss out on high-quality education. The best brokers provide top-tier learning materials, market insights, and hands-on tools to help traders build confidence without requiring a big balance.

Why education matters for small deposits:

  • Reduces Risk – Learning proper risk management prevents costly beginner mistakes.
  • Improves Strategy Development – Access to guides, webinars, and analysis helps refine your approach.
  • Boosts Confidence – Knowledgeable traders make smarter, more calculated decisions.

One broker that stands out in this area is IG. Its comprehensive trading academy is home to courses, videos, and interactive lessons for all skill levels. It offers daily market analysis so you can stay informed with expert insights and trading ideas. For traders starting with a small deposit, we’ve discovered that IG ensures you have the knowledge and tools to grow.

Mobile Trading Experience for Low-Deposit Traders

A seamless mobile trading experience is crucial for traders with smaller accounts. Whether you’re monitoring positions on the go or placing quick trades, a well-designed mobile platform ensures you never miss an opportunity.

Why mobile trading matters for small deposits:

  • Trade Anytime, Anywhere – Stay connected to the markets without being tied to a desktop.
  • Fast Execution on the Go – Enter and exit trades quickly, even with a smaller balance.
  • Full Platform Functionality – Access charts, indicators, and risk management tools from your phone.

One broker that excels in mobile trading is CMC Markets. The mobile trading experience is a standout choice for small-account traders who need flexibility. In our tests, we found the app had a smooth, intuitive interface and powerful features. You can perform full technical analysis on your phone and place orders instantly with no delays. Additionally, it syncs with web and desktop so you can switch between devices without losing progress.

Top-Tier Customer Support for Low-Deposit Traders

Access to responsive and helpful customer support is essential, especially when trading with a small account. Whether it’s account setup, platform issues, or trade execution questions, the best brokers treat all traders equally, regardless of deposit size.

Why customer support matters for small deposits:

  • Quick Problem Resolution – Get help with technical or account-related issues fast.
  • Equal Treatment for All Traders – Quality support shouldn’t depend on deposit size.
  • Confidence and Security – Knowing support is available adds peace of mind while trading.

One broker that excels in this area is Exness. It has just a $10 minimum deposit and 24/7 customer support, including live chat, email, and phone options, making it convenient for beginner traders. What really stands out is its support in 15 languages, including English, Chinese, Thai, and Arabic.

Flexible Deposit and Withdrawal Options for Low-Deposit Traders

Having multiple ways to fund your account and withdraw your earnings is essential, especially when trading with a small deposit. Brokers that offer flexibility make it easier to manage your funds and ensure that withdrawals are as smooth as deposits.

Why flexible deposit and withdrawal options matter for small deposits:

  • Convenience – Access various payment methods to deposit and withdraw funds easily.
  • Quick Transactions – Speedy withdrawals ensure you can access your profits when needed.
  • Lower Fees – Minimize costs associated with deposit and withdrawal transactions.

One broker that excels in this area is Interactive Brokers. It has a wide range of deposit options, including bank transfers, credit/debit cards, PayPal, and more. It keeps costs low on both deposits and withdrawals.

Tips for Using a Low Deposit Broker

From my years of experience trading, here are some tips to make the most out of a low-deposit broker:

  • Start Small and Grow Gradually: Use your initial deposit as a learning tool, and only add more funds once you’re confident.
  • Practice With a Demo Account: Try out different strategies and get acquainted with the platform risk-free.
  • Avoid Overtrading: Stick to your trading plan and avoid emotional decisions.
  • Trade During Active Market Hours: Trading when the market is busy can help ensure tighter spreads and better execution.
  • Check for Hidden Fees: Make sure the broker doesn’t charge high fees for deposits, withdrawals, or account inactivity.