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Pepperstone
XTB

Founded in Australia in 2010, Pepperstone is a highly-rated forex and CFD broker with over 830,000 global clients. It provides access to 1,400+ instruments on top platforms like MT4, MT5, cTrader, and TradingView, with low, clear fees. Pepperstone is regulated by reputable bodies such as the FCA, ASIC, and CySEC, ensuring a secure trading environment.

Founded in 2002 in Poland, XTB now serves over 1 million clients. This forex and CFD broker offers a regulated trading environment with a wide range of assets and a commitment to trader satisfaction, featuring an intuitive in-house platform with excellent tools for aspiring traders.

InstrumentsCFDs, Forex, Currency Indices, Stocks, Indices, Commodities, ETFs, Crypto (only Pro clients), Spread BettingCFDs on shares, Indices, ETFs, Raw Materials, Forex currencies, cryptocurrencies, Real shares, Real ETFs
Demo Account
Minimum Deposit$0$0
Trading PlatformsPepperstone Trading Platform, MT4, MT5, cTrader, TradingView, AutoChartistxStation
Payment MethodsApple Pay, BPAY, Credit Card, Debit Card, Google Wallet, Mastercard, Neteller, PayPal, PIX Payment, Skrill, UnionPay, Visa, Wire TransferCredit Card, Debit Card, Maestro, Mastercard, Neteller, PayPal, Paysafecard, Skrill, Visa, Wire Transfer
Minimum Trade0.01 Lots0.01 Lots
RegulatorFCA, ASIC, CySEC, BaFin, DFSA, SCA, CMA, SCBFCA, CySEC, KNF, DFSA, FSC
Account CurrenciesUSD, EUR, GBP, CAD, AUD, NZD, JPY, CHF, HKD, SGDUSD, EUR, GBP
Trust Rating
4.6
4.6
Assets & Markets Rating
3.8
4.0
Platforms Rating
4.4
4.0
Fees & Costs Rating
4.5
4.3
Customer Support Rating
4.6
4.3
Education Rating
4.0
3.8
Research Rating
4.3
4.1
Accounts & Banking Rating
4.0
4.0
Mobile AppsiOS & AndroidiOS & Android
App Review

Pepperstone stands out for its great integration with MT4, MT5, cTrader, and TradingView apps, making it a top choice for traders familiar with these major platforms. These apps provide a stable, reliable mobile trading experience, boosted by Pepperstone's fast execution speeds and wide asset range. Recent upgrades helped it earn second place in DayTrading.com's annual 'Best Trading App' award for 2025.

Year after year, XTB's app stands out for its sleek design and clear interface. It’s fast, responsive, and full of useful features like integrated sentiment data, market news, economic calendars, and educational resources. The user-friendly order panel below the trading chart makes placing trades, including setting take profit and stop loss levels, straightforward.

Android App Rating
4.1
4.1
iOS App Rating
4.4
4.7
Awards
  • Best Overall Broker - DayTrading.com 2025
  • Best Forex Broker Runner Up - DayTrading.com 2025
  • Best Trading App Runner Up - DayTrading.com 2025
  • Best MT4/MT5 Broker Runner Up - DayTrading.com 2025
  • Best TradingView Broker Runner Up - DayTrading.com 2025
  • Best Forex Broker - DayTrading.com 2024
  • Best Overall Broker - DayTrading.com 2023
  • Best Trading App - DayTrading.com 2022
  • Best Forex Broker - DayTrading.com 2021
  • Best Forex Broker for Beginners 2022
  • Best Customer Service 2021
  • Best Forex Broker for Low Costs 2021
  • Best Mobile App for Investing 2020
  • #1 EMEA Bloomberg spot for FX accuracy in Q2 of 2020 and Q3 of 2018
  • Best Polish Forex Broker 2019
  • Best Execution Broker 2019
Margin Trading
Margin Rate4.5%
Account TypesSTP, ECN, DMA, MAM, PAMMSTP
AI / Machine Learning
Robo Advisor
Negative Balance Protection
Market Maker
P2P Trading
Spot Trading
Auto Trading

Expert Advisors (EAs) on MetaTrader

Copy Trading
Copy Trading Platform

Pepperstone enables traders to follow strategies of experienced traders via MetaTrader Signals, DupliTrade, and its new copy trading app (available in select regions) in partnership with Pelican Trading, offering access to many skilled traders and customizable risk settings. However, it does not support cTrader Copy, which may discourage users who prefer Spotware's terminal.

Social Trading
Trade SignalsYes (Via Chartist Software)
VPS Hosting
Tournaments
Demo Competitions
Ethical Investing
Custodial Account
Guaranteed Stop Loss
Inactivity Fee$0€10 per 365 days
Islamic Account

CFD Trading

Pepperstone remains a top-notch CFD broker based on our recent tests. The broker offers swift execution speeds averaging 30ms, a high fill rate of 99.90% and over 1,300 assets to trade. This ensures a smooth trading experience without interruptions or the need for re-quotes.

XTB provides a wide range of CFDs, including forex, indices, commodities, stocks, ETFs, and cryptos (depending on location). EU and UK clients get leverage up to 1:30, while global and pro clients can access up to 1:500. XTB excels in CFD trading resources and tutorials for short-term strategy development.

Leverage1:30 (Retail), 1:500 (Pro)1:30 (EU) 1:500 (Global)
FTSE Spread1.01.8
GBPUSD Spread0.41.4
Oil Spread2.50.03
Stocks Spread0.020.2%

Forex Trading

Pepperstone offers exceptionally low forex spreads, averaging 0.12 pips on EUR/USD in the Razor account, with over 100 currency pairs to choose from. This exceeds what most competitors offer. Pepperstone uniquely provides three currency indices (USDX, EURX, JPYX), a rare feature in trading platforms. Pepperstone has claimed our 'Best Forex Broker' award twice.

XTB offers access to over 60 currency pairs with low spreads, averaging about 1 pip on major pairs. The xStation platform is user-friendly for forex traders, featuring advanced charting tools with 30+ indicators and various order types to support different strategies and risk management.

GBPUSD Spread0.41.4
EURUSD Spread0.11.0
EURGBP Spread0.41.4
Assets100+70+
Currency IndicesUSD, EUR, JPY

Cryptocurrency Trading

Pepperstone remains a trusted crypto broker. While its range of digital tokens is moderate, it offers trading for popular cryptos like Bitcoin and altcoins like Ripple with up to 1:10 leverage. Its crypto indices offer a comprehensive view of the digital currency markets, unlike most trading platforms.

XTB provides over 50 different digital currencies to trade, such as BTC where the spread starts from 0.22%, and the leverage can go up to 1:5. The xStation platform also offers a variety of trade pairs, including ETH/BTC and DSH/BTC. Traders can trade cryptocurrencies anytime with XTB's transparent and secure accounts.

Crypto SpreadBTC 30, ETH 00.22%
Crypto CoinsBCH, BTC, ETH, LTC, DASH, ADA, LINK, DOGE, EOS, DOT, XRP, XLM, XTZ, UNI, BNBADA, BTC, BCH, DSH, EOS, ETH, IOTA, LTC, NEO, XRP, XLM, TRX, XEM, XLM, XMR, DOGE, BNB, LINK, UNI, DOT, XTZ
Crypto Lending
Crypto Mining
Crypto Staking
Auto Market Maker
71.9%72.9%73.9%75-95% of retail investor accounts lose money when trading CFDs
69-83% of accounts lose money when trading CFDs with this provider.