Best Alipay Brokers 2026

Discover the best brokers with Alipay deposits and withdrawals following our rigorous hands-on tests.

Written By
James Barra

Fact Checked By
Tobias Robinson

Edited By
William Berg

Updated
March 23, 2026

Your capital is at risk. Trade only with funds you can afford to lose.

Brokers With:

Alipay

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Understanding Alipay for Trading

Alipay is the most popular digital wallet and online payment method in China, closely followed by WeChat Pay. It allows mobile transfers through various channels, making it a hit with traders. Here’s a guide to help you learn about using Alipay in trading.

Finding the Best Brokers Using Alipay

We researched the best brokers that accept Alipay deposits. Here’s how we selected them:

From our collection of 500 brokers, we identified those that support Alipay.
We made sure they offer Alipay for both deposits and withdrawals.
We ranked them based on their ratings, combining hard numbers with our testing experiences.

What is Alipay?

Alipay was founded in Hangzhou, China in 2004 by the Alibaba Group and is currently under Jack Ma’s ownership. It operates under Ant Group, a massive Chinese tech company, with headquarters in Shanghai and other branches around the world, including the UK and Singapore. Alipay commands a large portion of China’s third-party payment market, handling over 680 million transactions every day with 1.3 billion users by 2022. The company’s profit soared to $3 billion in half a year from $10.5 billion in revenue.

Advantages of Using Alipay for Trading

Convenient Mobile App

Alipay offers a handy mobile app for managing your trading deposits and account activities on the go. The app is available in both English and Chinese on the Apple App Store or Google Play Store.

Various Payment Options

As a third-party eWallet, Alipay supports several payment methods. Traders can fund their accounts using stored credit or debit cards, such as MasterCard or Visa, and other methods like GCash wallet and Klarna.

Security Features

Alipay uses established security features like QR code scanning and 3D secure technology for safe transactions. However, always check the security measures of your chosen broker too.

Global Use and Multiple Currencies

Alipay works in many countries, including parts of Asia, Europe, and North America, supporting transactions in 18 major currencies like USD, EUR, GBP, and more. International traders wanting to transact in Chinese Yuan (CNY) should check current exchange rates online.

Payment Protection

The service offers up to 90 days of payment protection for unauthorized transactions. If you notice any suspicious activity, contact customer service.

Challenges of Using Alipay for Trading

Registration Limitations

Mainly, Alipay requires a Chinese bank account. However, non-Chinese visitors can use the Tour Pass, which lets them top up a prepaid card in the app using a foreign card. Note: the Tour Pass only lasts 90 days, which might not suit full-time traders.

Settlement Delays

Settlement times vary depending on your payment method within Alipay and your broker. While most top platforms process deposits instantly, withdrawals might take up to five working days.

Verification Process

To set up an account, you need to go through a Know Your Customer (KYC) process, including submitting your ID and possibly a visa if you’re visiting China. This can be less convenient compared to instant payment methods that don’t require registration.

No Cryptocurrency Transactions

Due to Chinese regulations, Alipay doesn’t allow blockchain transactions, so buying Bitcoin or other cryptocurrencies isn’t possible.

Speed

Transactions with Alipay are quick and don’t require lengthy forms. However, international transfer times depend on your chosen payment method and broker.

Security

Alipay is secure with encryption protocols and 3D secure technology to protect transactions. The app also uses QR codes for simple and secure contactless payments.

How to Fund Your Trading Account with Alipay

To deposit money using Alipay, find the blue API logo on your trading platform and follow the instructions. The platform will direct you to Alipay’s payment page to complete the transaction. Be aware of any limits set by both Alipay and your broker.

Fees

Alipay doesn’t charge fees except for large withdrawals over 20,000 RMB, which incur a 0.1% fee. Loading a foreign prepaid card may include currency conversion fees. Brokers might also charge their own fees, so check their websites for details.

Is Alipay Suitable for Trading?

Alipay is a reliable option for traders in China or foreign ones with a visitor visa and access to the Tour Pass. While it is secure and offers flexible account management, it might be limited for those without Chinese bank accounts. Other alternatives like PayPal or WeChat Pay should be considered.

FAQ

How does Alipay work for trading?

Alipay is a payment processor from the Alibaba Group. It offers third-party payment solutions for businesses and digital wallets for customers. Traders can create an account using the app, available in English and Chinese, load it with money, and use it for trading deposits.

Can Alipay be used like PayPal for trading?

Yes, Alipay functions similarly to PayPal by providing an e-wallet service. Traders can use it to make local and international transfers and payments online, including funding trading accounts.