Does XTB Have Crypto?
XTB has crypto but the type of product available depends on your location. They primarily offer crypto CFDs, spot trading, and crypto ETNs and related stocks.
Christian Harris
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Different Crypto Products
XTB offers different vehicles to trade crypto:
Make Full Width| Product | What it is | Who can get it |
|---|---|---|
| Crypto CFDs | A bet on price. You don’t own any coins. | 50+ crypto CFDs in most regions. No crypto CFDs for UK clients due to FCA rules. |
| Spot crypto | You buy and hold the real asset. | New for 2026. Started with the Cyprus branch. Rolling out to Latin America and more of the EU as approvals come. Poland is blocked pending MiCA rules. |
| Crypto ETNs & Stocks | Traditional exchange-traded securities that are linked to crypto prices or companies. | Available in many regions. More indirect exposure to cryptos – you don’t own coins. |

Crypto CFDs available in some XTB regions
What To Consider
- A CFD does not give you ownership of the underlying coin. You cannot move the asset to a wallet. If self-custody is important to you, this is not the right option.
- Crypto is already highly volatile, and adding leverage increases the risk. We know we’ve traded crypto CFDs. Position sizing is especially important when trading crypto on XTB.
Crypto CFD Detail
- 50+ coins, including Bitcoin, Ethereum, Litecoin, Ripple, Cardano, and Polkadot.
- Quoted against USD, BTC, and ETH, so you get crypto-to-crypto pairs too.
- Crypto CFDs are available 24/7 in many regions, a significant advantage over share CFDs, which follow exchange hours.
- You can go long or short. And you don’t need a wallet or an exchange account.
What We Saw On Costs
We checked spreads on a weekday around 14:30 GMT. Crypto CFD spreads started at about 0.22% of the market price. For Bitcoin, this is a higher cost than major forex pairs, so it is not ideal for frequent trading. Since crypto trades 24/7, spreads can change at any time, including weekends.
Does XTB Offer Crypto In The UK?
UK retail clients are mostly shut out from dealing crypto derivatives – no crypto CFDs at all. That said, XTB does offer some crypto-related instruments. For example, if you search for ‘Bitcoin’ in xStation, as you can see below, there are adjacent assets that provide indirect exposure.

Some crypto-linked instruments may not be available to trade as a retail investor in the UK despite showing in the app
Here’s a breakdown of what these assets are:
- Bitcoin Group SE (Stock): Shares in a German company that operates crypto businesses and investments. You’re buying the company, not Bitcoin.
- CoinShares Bitcoin (ETN): An Exchange Traded Note that tracks the price of Bitcoin.
- iShares Bitcoin (ETN): An exchange-traded product from BlackRock designed to track Bitcoin.
- VanEck Bitcoin ETN: Similar to the above, it tracks Bitcoin’s price.
- Bitwise Bitcoin ETN (BTCE): One of Europe’s most popular physically backed Bitcoin ETPs.
- iShares Bitcoin Trust (CFD): A CFD on the US-listed BlackRock Bitcoin ETF (IBIT). You’re trading price movements only, often with leverage.
- Core Bitcoin (ETN): Another exchange-traded product tracking Bitcoin.
While the UK FCA lifted their ban on crypto ETNs, tickers must be listed on a UK Recognised Investment Exchange (RIE), such as the London Stock Exchange or Cboe UK. Some of XTB’s Bitcoin-related tickers are based on German exchanges, so may not be available to Brits.