Best Debit Card Brokers 2025

Discover the best brokers with debit card deposits and withdrawals following our rigorous hands-on tests.

Brokers With:
Debit Card
Showing top 5 of 48 matching brokers.
  1. 1
    Trust Platform Assets Fees Accounts Research Education Mobile Support 4.3
    Interactive Brokers (IBKR) is a top brokerage firm offering access to 150 markets in 33 countries and a range of investment services. With 40 years in the field, this company listed on Nasdaq strictly follows the rules set by authorities such as the SEC, FCA, CIRO, and SFC. It's recognized as one of the most reliable brokers for global trading.
    Demo Account
    Yes
    Minimum Deposit
    $0
    Minimum Trade
    $100
    Leverage
    1:50
    Copy Trading
    No
    Regulator
    FCA, SEC, FINRA, CFTC, CBI, CIRO, SFC, MAS, MNB, FINMA, AFM
    Instruments
    Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies
    Platforms
    Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, TradingView, eSignal, TradingCentral, ProRealTime, Quantower
    Account Currencies
    USD, EUR, GBP, CAD, AUD, INR, JPY, SEK, NOK, DKK, CHF, AED, HUF
    Automated Trading
    Capitalise.ai & TWS API
    AI
    Yes
    Guaranteed Stop Loss
    No
  2. 2
    Trust Platform Assets Fees Accounts Research Education Mobile Support 4.5
    NinjaTrader is a US-based brokerage regulated for trading futures. It offers three different pricing plans for varied needs and budgets, along with extremely low margins on popular contracts. The company's renowned charting software and trading platform provides extensive customization options and excellent technical analysis features.
    Demo Account
    Yes
    Minimum Deposit
    $0
    Minimum Trade
    0.01 Lots
    Leverage
    1:50
    Copy Trading
    No
    Regulator
    NFA, CFTC
    Instruments
    Forex, Stocks, Options, Commodities, Futures, Crypto
    Platforms
    NinjaTrader Desktop, Web & Mobile, eSignal
    Account Currencies
    USD
    Automated Trading
    NinjaScript or via Automated Trading Interface
    AI
    No
    Guaranteed Stop Loss
    No
  3. 3
    Trust Platform Assets Fees Accounts Research Education Mobile Support 3.4
    eToro is a platform for social investing that provides options for both short and long-term trading on stocks, ETFs, options, and crypto. The platform is recognized for its easy-to-use, community-oriented interface and reasonable fees. With oversight from FINRA and SIPC, and used by millions globally, eToro is a reputed name in the industry. Trading on eToro is facilitated by eToro USA Securities, Inc.
    Demo Account
    Yes
    Minimum Deposit
    $100
    Minimum Trade
    $10
    Leverage
    No
    Copy Trading
    Yes
    Regulator
    SEC, FINRA
    Instruments
    Stocks, Options, ETFs, Crypto
    Platforms
    eToro Trading Platform & CopyTrader
    Account Currencies
    USD
    Automated Trading
    No
    AI
    No
    Guaranteed Stop Loss
    No
  4. 4
    Trust Platform Assets Fees Accounts Research Education Mobile Support 4.0
    Plus500US, a reputable broker since 2021, is authorized by the CFTC and NFA. It offers futures trading on forex, indices, commodities, cryptocurrencies, and interest rates. With a quick 10-minute signup, a $100 minimum deposit, and an easy-to-use web platform, Plus500 is enhancing its services for traders in the US.
    Demo Account
    Yes
    Minimum Deposit
    $100
    Minimum Trade
    0.0 Lots
    Leverage
    No
    Copy Trading
    No
    Regulator
    CFTC, NFA
    Instruments
    Futures on Cryptocurrencies, Metals, Agriculture, Forex, Interest rates, Energy, Equity Index future contracts
    Platforms
    WebTrader, App
    Account Currencies
    USD
    Automated Trading
    No
    AI
    No
    Guaranteed Stop Loss
    No
  5. 5
    Trust Platform Assets Fees Accounts Research Education Mobile Support 4.4
    Established in 1999, FOREX.com is part of StoneX, a global financial services company that serves over a million customers. It's regulated in the US, UK, EU, Australia, and other countries. The broker offers a wide range of markets beyond forex and provides competitive pricing on advanced platforms.
    Demo Account
    Yes
    Minimum Deposit
    $100
    Minimum Trade
    0.01 Lots
    Leverage
    1:50
    Copy Trading
    No
    Regulator
    NFA, CFTC
    Instruments
    Forex, Stock CFDs, Futures, Futures Options
    Platforms
    WebTrader, Mobile, MT4, MT5, TradingView
    Account Currencies
    USD, EUR, GBP, CAD, AUD, JPY, CHF, PLN
    Automated Trading
    Expert Advisors (EAs) on MetaTrader
    AI
    Yes
    Guaranteed Stop Loss
    No

Compare Brokers

Broker
US Flag
USD Account
Demo Account
Minimum Deposit
Minimum Trade
Leverage
Copy Trading
Regulator
Instruments
Platforms
Account Currencies
Automated Trading
AI
Guaranteed Stop Loss
Interactive Brokers
$0 $100 1:50 FCA, SEC, FINRA, CFTC, CBI, CIRO, SFC, MAS, MNB, FINMA, AFM Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, TradingView, eSignal, TradingCentral, ProRealTime, Quantower USD, EUR, GBP, CAD, AUD, INR, JPY, SEK, NOK, DKK, CHF, AED, HUF Capitalise.ai & TWS API
NinjaTrader
$0 0.01 Lots 1:50 NFA, CFTC Forex, Stocks, Options, Commodities, Futures, Crypto NinjaTrader Desktop, Web & Mobile, eSignal USD NinjaScript or via Automated Trading Interface
eToro USA
$100 $10 SEC, FINRA Stocks, Options, ETFs, Crypto eToro Trading Platform & CopyTrader USD
Plus500US
$100 0.0 Lots CFTC, NFA Futures on Cryptocurrencies, Metals, Agriculture, Forex, Interest rates, Energy, Equity Index future contracts WebTrader, App USD
FOREX.com
$100 0.01 Lots 1:50 NFA, CFTC Forex, Stock CFDs, Futures, Futures Options WebTrader, Mobile, MT4, MT5, TradingView USD, EUR, GBP, CAD, AUD, JPY, CHF, PLN Expert Advisors (EAs) on MetaTrader
Broker
US Flag
USD Account
Demo Account
Minimum Deposit
Minimum Trade
Leverage
Copy Trading
Regulator
Instruments
Platforms
Account Currencies
Automated Trading
AI
Guaranteed Stop Loss

Safety Comparison

Compare how safe the Best Debit Card Brokers 2025 are.

Broker
Trust Rating
Guaranteed Stop Loss
Negative Balance Protection
Segregated Accounts
Interactive Brokers
4.5
NinjaTrader
4.3
eToro USA
3.3
Plus500US
3.5
FOREX.com
4.9
Broker
Trust Rating
Guaranteed Stop Loss
Negative Balance Protection
Segregated Accounts

Mobile Trading Comparison

Compare the mobile trading features of the Best Debit Card Brokers 2025.

Broker
Mobile Apps
iOS Rating
Android Rating
Smart Watch App
Interactive Brokers iOS & Android
4.3
4.5
NinjaTrader iOS & Android
3.0
3.2
eToro USA iOS & Android
4.3
4.0
Plus500US iOS & Android
4.1
4.3
FOREX.com iOS & Android
3.6
3.8
Broker
Mobile Apps
iOS Rating
Android Rating
Smart Watch App

Comparison for Beginners

Compare how suitable the Best Debit Card Brokers 2025 are for beginners.

Broker
Demo Account
Minimum Deposit
Minimum Trade
Education Rating
Support Rating
Fractional Shares
Demo Competitions
Interactive Brokers $0 $100
4.3
3.0
NinjaTrader $0 0.01 Lots
4.0
4.0
eToro USA $100 $10
3.0
3.0
Plus500US $100 0.0 Lots
3.5
3.5
FOREX.com $100 0.01 Lots
4.5
4.3
Broker
Demo Account
Minimum Deposit
Minimum Trade
Education Rating
Support Rating
Fractional Shares
Demo Competitions

Comparison for Advanced Traders

Compare how suitable the Best Debit Card Brokers 2025 are for advanced or professional traders.

Broker
Automated Trading
VPS
API
AI
Pro Account
Leverage
Low Latency
Extended Hours
Interactive Brokers Capitalise.ai & TWS API 1:50
NinjaTrader NinjaScript or via Automated Trading Interface 1:50
eToro USA
Plus500US
FOREX.com Expert Advisors (EAs) on MetaTrader 1:50
Broker
Automated Trading
VPS
API
AI
Pro Account
Leverage
Low Latency
Extended Hours

Accounts Comparison

Compare the trading accounts offered by Best Debit Card Brokers 2025.

Broker
Demo Account
Interest on Cash
Islamic Account
Joint Account
Managed Account
PAMM
MAM
LAMM
Pro Account
Interactive Brokers USD: 4.8%, GBP: 4.7%
NinjaTrader
eToro USA USD: 4.9%
Plus500US
FOREX.com
Broker
Demo Account
Interest on Cash
Islamic Account
Joint Account
Managed Account
PAMM
MAM
LAMM
Pro Account

Detailed Rating Comparison

Compare how we rated the Best Debit Card Brokers 2025 in key areas.

Broker
Trust
Platforms
Assets
Mobile
Fees
Accounts
Research
Education
Support
Interactive Brokers
4.5
3.3
4.7
4.4
4.3
3.5
4.4
4.3
3.0
NinjaTrader
4.3
4.5
2.9
3.1
4.3
2.8
4.0
4.0
4.0
eToro USA
3.3
3.5
2.9
4.2
3.4
3.0
3.5
3.0
3.0
Plus500US
3.5
3.3
3.5
4.2
3.3
3.7
2.8
3.5
3.5
FOREX.com
4.9
4.6
4.3
3.7
4.6
4.0
4.8
4.5
4.3
Broker
Trust
Platforms
Assets
Mobile
Fees
Accounts
Research
Education
Support

Fee and Cost Comparison

Compare the cost of trading with the Best Debit Card Brokers 2025.

Broker
Cost Rating
Fixed Spreads
Inactivity Fee
CFD Stocks Spread
EUR/USD Spread
Crypto Spread
Interactive Brokers
4.3
$0 0.003 0.08-0.20 bps x trade value 0.12%-0.18%
NinjaTrader
4.3
$25 1.3 Floating
eToro USA
3.4
$10 $0 BTC 0.75%
Plus500US
3.3
$0 0.75
FOREX.com
4.6
$15 0.14 1.2 BTC 1.4%, ETH 2%
Broker
Cost Rating
Fixed Spreads
Inactivity Fee
CFD Stocks Spread
EUR/USD Spread
Crypto Spread

Broker Popularity

See how popular the Best Debit Card Brokers 2025 are in terms of number of clients.

Broker Popularity
Interactive Brokers
3,500,000
eToro USA
3,200,000
NinjaTrader
1,800,000
FOREX.com
450,000

Why Trade With Interactive Brokers?

Interactive Brokers is ideal for seasoned traders due to its robust charting platforms, updated data, and adaptability, especially with the IBKR Desktop application. Its exceptional pricing and advanced order features appeal to traders, and its variety of stocks remains unmatched in the market.
Christian Harris
Review Author

Pros

  • IBKR, primarily designed for skilled traders, has expanded its appeal recently by eliminating its initial $10,000 deposit requirement.
  • The TWS platform is designed for intermediate to advanced traders. It includes over 100 order types and a dependable real-time market data feed that rarely experiences downtime.
  • Interactive Brokers has introduced ForecastTrader, a zero-commission service allowing users to trade yes/no Forecast Contracts on political, economic, and climate events. Contracts offer fixed $1 payouts, 24/6 market access, and a 3.83% APY on held positions.

Cons

  • Customer service may take time to respond, and there may be delays in fixing problems based on tests. It could be difficult to reach the customer service promptly.
  • IBKR offers many research tools. However, the tools are not uniformly distributed across trading platforms and the web-based 'Account Management' page, causing confusion for the users.
  • Only one active session per account is allowed, which means you can't run the desktop version and mobile app at the same time. This can sometimes lead to a frustrating trading experience.

Why Trade With NinjaTrader?

NinjaTrader consistently satisfies active futures traders with its low-cost service and high-quality analysis tools. It offers superior charting features, including hundreds of indicators and over 10 chart types.

Pros

  • Low costs, with $50 trading margins and commissions starting at $.09 per micro contract.
  • You can access thousands of applications and add-ons from developers worldwide for trading.
  • Traders can access a free platform and trade simulation capabilities with the unlimited demo.

Cons

  • The advanced trading tools require an additional fee.
  • Some payment methods require a withdrawal fee.
  • You need to register with partner brokers to trade in securities other than forex and futures.

Why Trade With eToro USA?

eToro is a top choice for traders due to its top-notch social investing and copy trading services. The broker caters well to new traders with its low deposit requirement, commission-free trading, and user-friendly platform.

Pros

  • Traders can use Smart Portfolios for a simpler approach, covering multiple sectors and markets like renewable energy and artificial intelligence.
  • The online broker provides a user-friendly social investment network for easy crypto trading replication.
  • eToro USA Securities is a reliable broker that's regulated by the SEC, part of FINRA, and a member of SIPC.

Cons

  • Average fees can reduce the profits of traders.
  • The exclusive terminal does not accommodate trading bots and lacks extra equity market analysis tools.
  • Traders used to third-party charting tools won't find MetaTrader 4 platform integration.
Go to eToro USA
Securities trading offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk. https://www.daytrading.com/ is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.

Why Trade With Plus500US?

Plus500US is an excellent choice for beginners, offering a user-friendly platform, low trading margins, and access to the Futures Academy to improve trading skills. Its powerful tools and reliable service earned it second place in DayTrading.com's annual 'Best US Broker' award.

Pros

  • The Futures Academy is a useful resource for beginner traders due to its captivating videos and simple articles. Its unrestricted demo account is also beneficial for practicing trading strategies.
  • The trading app offers an excellent user interface with an updated design, straightforward layout, and charts optimized for mobile use.
  • Plus500US stands out for its low fees, competitive trading margins, and no charges for inactivity, live data, routing, or platform use.

Cons

  • The private trading platform is easy to use, but doesn't have the advanced analysis tools that platforms like MetaTrader 4 do.
  • Plus500US is expanding its investment options, but it currently only offers around 50+ futures and no stocks.
  • Plus500US lacks social trading features, unlike competitors such as eToro US, which might enhance its appeal to aspiring traders.
Go to Plus500US
Trading in futures and options involves the risk of loss and is not suitable for everyone.

Why Trade With FOREX.com?

FOREX.com is a top-tier brokerage suitable for forex traders of all skill levels. It offers more than 80 currency pairs, has small spreads starting from 0.0 pips, and features low fees. The platform provides powerful charting tools that include over 100 technical indicators and multiple research aids.
Christian Harris
Review Author

Pros

  • FOREX.com provides top-tier forex pricing beginning at 0.0 pips. They also offer competitive cashback rebates up to 15% for dedicated traders.
  • Numerous educational materials such as tutorials, webinars, and a comprehensive YouTube channel are available to assist you in learning about the financial markets.
  • FOREX.com has over 20 years of experience with strong regulatory oversight, and has received multiple awards, including second place in our 'Best Forex Broker' awards. As such, FOREX.com is globally reputed as a reliable trading brokerage.

Cons

  • FOREX.com has expanded their trading offerings, but these remain limited to forex and CFDs. Unfortunately, they don't provide options to invest in actual stocks, ETFs, or cryptocurrencies.
  • The funding options are not as extensive as those of top competitors such as IC Markets and lack several widely-used e-wallets, particularly UnionPay and POLi.
  • Demo accounts have a limited time duration of 90 days, which may not be sufficient for thoroughly testing trading strategies.
Top Pick
Visit
LOADING...
Close

Filters

Loading...

Understanding Debit Card Transactions in Trading

Using a debit card for depositing and withdrawing money from your trading account is quite common. Many brokers accept debit cards due to their widespread use and seamless infrastructure. In this guide, we’ll delve into the benefits, costs, speed, and safety of using debit cards for trading purposes, and also explore brokers that offer prepaid debit cards.

How We Selected The Top Brokers for Debit Card Use

To identify the best brokers accepting debit cards, we:

  • Reviewed our database of 500 online brokers, selecting those accepting debit cards.
  • Confirmed they support debit card deposits and withdrawals for trading activities.
  • Ranked them based on over 100 data points and our expert assessments.

What is a Debit Card?

A debit card is a payment card featuring a 16-digit number, expiration date, and security technologies like a magnetic strip and EMV chip. They allow you to spend money directly from your bank account, making it easy to shop online or fund trading accounts. Debit cards are generally included with bank accounts.

Debit Card vs. Credit Card

Here’s the difference:

Debit Card: Uses your own money from your bank account.
Credit Card: Lets you borrow money up to a limit from the card issuer, which you must repay with interest.

Debit cards offer security and ease but with less fraud protection than credit cards. Credit cards can also help build your credit history but often come with fees. Debit cards keep you from overspending since you’re using your own money.

Fees

Starting a bank account generally includes a debit card at no cost. Prepaid debit cards might have small fees. Compared to other methods, debit card usage fees are low, especially in the UK. These fees might only be a small percentage of the trade or a flat rate around £2.

Some international transactions or currency conversions might incur additional costs. Choosing brokers with low transaction fees is smart, as costs can pile up with frequent transactions.

Speed

Using a debit card is a fast way to manage payments, as most people carry their cards around. Funds sent to a trading account via a debit card are usually available instantly. Withdrawals can be equally prompt. In some cases, transactions might take up to a couple of days.

Security

Brokers may ask you to verify your debit card, ensuring a secure method for managing your trading funds. It’s vital to use a broker that has high security measures like two-factor authentication (2FA). All funds deposited should come from an account in your name to decrease money laundering risks.

Broker-Issued Debit Cards

Some brokers also offer prepaid debit cards linked to your trading account.

Prepaid Debit Cards

With these, you can quickly withdraw profits with minimal fees. They offer privacy and can be used for in-store and online purchases. For example, Coinbase’s card allows cryptocurrency transactions and rewards.

Brokerage Checking Accounts

In addition to handling trades, some brokerages provide checking accounts with a connected debit card. Benefits can include fee refunds from ATMs and no foreign transaction fees. Drawbacks might be lower interest rates and fewer traditional bank services.

How to Deposit Using a Debit Card

– Start by selecting a broker that supports debit cards.
– Go to the broker’s website or app, navigate to the payment section, and choose debit card as your payment method.
– Enter the amount you’d like to deposit and provide your card details.
– Ensure you don’t deposit beyond your account balance to avoid overdraft fees.

The withdrawal process is similar but limited to available funds in your trading account.

Pros of Using Debit Cards for Traders

  • Convenient Method: Easy way to fund accounts without foreign currency restrictions.
  • Fast Access: Speedy process compared to traditional bank transfers.
  • No Debt Risk: Spending your own money avoids debt accumulation.
  • Security Features: Strong security and fraud protection.
  • Low Transaction Costs: Minimal fees from reputable brokers.
  • Widespread Acceptance: Accepted by virtually any online vendor, including brokers.
  • Easy Sign-Up: Most banks offer debit cards standard with their accounts, or you can choose a prepaid card.
  • Chargeback and Refund Capabilities: Offers options for refunds and dispute resolutions.

Cons of Using Debit Cards for Traders

  • Less Ideal for Large Transactions: More suitable for small transactions, as funds must be available immediately.
  • No Rewards: Typically don’t offer points or rewards unless it’s a broker-issued prepaid card.
  • Potential Privacy Concerns: Requires sharing of financial info, making broker security crucial.

Are Debit Card Payments Beneficial for Trading?

For traders, debit cards are faster and easier to use than traditional methods and come with added security, especially with brands like Visa and Mastercard. Brokers offering prepaid cards further streamline trading. Overall, it’s a secure, cost-effective, and swift payment method.

FAQ

Which Brokers Accept Debit Card Payments?

Brokers like Pepperstone, FBS, Plus500, and eToro are recommended for accepting debit card payments for trading.

Do Brokers Impose Deposit or Withdrawal Limits with Debit Cards?

Limits can vary by broker, visible on the deposit page. Some prepaid cards may impose withdrawal caps. For instance, eToro’s minimum deposit is $50, with a $40,000 maximum (country-dependent).

Are Trading Funds Secure with Debit Cards?

Debit card use is one of the more secure methods, offering considerable protection. They carry low debt risk, with overdraft fees as your only financial threat. Be aware that linking your debit card to a trading account requires disclosing more private information.