eToro vs XTB
Which broker is superior: eToro or XTB? Read our comparison of the two brokers to help you choose the right one for your trading needs.
eToro and XTB are both regulated and trusted brokers, making them safe options for trading. They offer wide asset selections and user-friendly platforms, but differ in account types and fee structures. eToro stands out for its social trading features, while XTB excels in educational resources and long-term investment options. Both have limitations in customer support options, with no dedicated helpline.
Regulation & Trust
eToro and XTB are regulated by top-tier global authorities, including the UK’s FCA and CySEC. Both brokers uphold strong security measures, like segregated client accounts, ensuring protection of funds. Unlike eToro, XTB has a slight dip in trust due to past fines, though it’s listed on the Warsaw Stock Exchange which adds transparency.
Accounts & Banking
eToro offers a single live account with a low minimum deposit of $10, although requirements vary by location. XTB has three account types, including a Professional option. Both brokers offer demo accounts, but XTB’s is limited to four weeks. eToro charges a withdrawal fee, whereas XTB waives it above certain thresholds.
Assets & Markets
eToro provides over 6,000 instruments, including 95 cryptocurrencies, and supports fractional stock trading. XTB offers over 6,400 instruments, stronger in forex with 71 pairs, and differentiates with direct share dealing and Investment Plans. eToro focuses on CFDs and crypto, while XTB has a broader range in shares and ETFs.
Fees & Costs
Both brokers offer competitive fees but have unique structures. eToro’s spreads and withdrawal fees are higher, but there’s no commission for non-leveraged stocks and ETFs. XTB has no deposit or withdrawal fees above minimum limits but includes conversion and inactivity fees. Forex spreads are comparable, though IC Markets offers tighter ones.
Platforms & Tools
eToro provides a feature-rich in-house platform with social trading and copy trading capabilities. XTB uses its own xStation 5, supporting advanced analysis and multiple order types but no third-party platforms like MetaTrader. eToro excels in user experience, while XTB focuses on comprehensive market insights.
Education
eToro offers a wide range of videos, webinars, and articles suitable for beginners. XTB delivers well-structured educational content integrated within the platform. Both provide demo accounts for practice, but XTB’s doesn’t last as long. Differentiating educational and promotional content could be improved on eToro’s site.
Customer Support
eToro and XTB share a lack of round-the-clock support and no direct helpline. eToro offers a chatbot and ticketing system, while XTB includes the luxury of an account manager. XTB also offers live chat during weekdays, often resolving queries quickly.
Is eToro or XTB Better For Beginners?
eToro is better for beginners due to its intuitive platform that simplifies trading. Its social trading tools allow novices to learn from experienced traders. The Learning Academy and supportive demo account are tailored for beginners. XTB, however, offers more comprehensive educational material and excellent customer support for learners.
Is eToro or XTB Better For Experienced Traders?
Experienced traders might prefer XTB for its advanced xStation 5 platform, which supports detailed analysis and various order types. XTB’s provision of direct share dealing and comprehensive market insights is advantageous. eToro offers professional accounts, yet lacks some features like external platform support.
Why Pick eToro Over XTB?
eToro is a good choice for its social trading offerings, letting you replicate successful strategies. It has a vast range of instruments and an easy-to-use platform fit for newcomers. The inclusion of fractional shares makes investing accessible with minimal funds.
Why Pick XTB Over eToro?
XTB is preferable for trading a comprehensive range of assets with competitive fees. Its regulated status provides confidence in its reliability. The xStation platform offers robust tools for technical analysis and fast trade execution, beneficial for day trading and strategic long-term investments.
eToro vs XTB Details
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eToro
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XTB
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eToro is a highly-rated platform that offers trading services in numerous CFDs, stocks, and cryptoassets. Established in 2007, it is used by millions of traders worldwide and is regulated by top-tier governing bodies such as the FCA and CySEC. eToro is well-known for its extensive social trading platform. Through eToro USA LLC, crypto trading is available. Investments are subject to market risk, and the initial invested principal may be lost. CFDs are not offered in the U.S In the UK and some EU countries, investing in cryptoassets is highly volatile and unregulated, with no consumer protection. Profits may be subject to tax. Some retail CFD traders lose money. | Founded in 2002 in Poland, XTB now serves over 1 million clients. This forex and CFD broker offers a regulated trading environment with a wide range of assets and a commitment to trader satisfaction, featuring an intuitive in-house platform with excellent tools for aspiring traders. | |
| Instruments | CFDs, Forex, Stocks, Indices, ETFs, Smart Portfolios, Commodities, Futures, Crypto, NFTsStocks, ETFs, Options, Crypto | CFDs on shares, Indices, ETFs, Raw Materials, Forex currencies, cryptocurrencies, Real shares, Real ETFs |
| Demo Account | ✓ | ✓ |
| Minimum Deposit | $100 | $0 |
| Trading Platforms | eToro Web, CopyTrader, TradingCentral | xStation |
| Payment Methods | Debit Card, iDeal, Klarna, Neteller, Przelewy24, Rapid Transfer, Skrill, Sofort, Swift, Trustly, Visa, Wire Transfer | Credit Card, Debit Card, Maestro, Mastercard, Neteller, PayPal, Paysafecard, Skrill, Visa, Wire Transfer |
| Minimum Trade | $10 | 0.01 Lots |
| Regulator | FCA, ASIC, CySEC, FSA, FSRA, MFSA, CNMV, AMF | FCA, CySEC, KNF, DFSA, FSC, SCA, Bappebti |
| Account Currencies | USD, EUR, GBP | USD, EUR, PLN |
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| Mobile Apps | iOS & Android | iOS & Android |
| App Review | eToro provides a social trading platform that you can access on your mobile. It allows you to duplicate trades, handle your account, and invest through Android or iOS. You can trade major forex pairs directly from your mobile device. | XTB's app is annually highlighted for its clean design and clear interface. It's fast, interactive, and filled with helpful features like sentiment data, market news, educational resources, and economic calendars. Its simple order panel below the trading chart makes executing trades, including setting take profit and stop loss levels, extremely easy. |
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| Margin Trading | ✓ | ✓ |
| Margin Rate | 1% | 4.5% |
| Account Types | STP | STP, DMA |
| AI / Machine Learning | ✓ | ✗ |
| Robo Advisor | ✗ | ✗ |
| Negative Balance Protection | ✓ | ✓ |
| Market Maker | ✓ | ✓ |
| P2P Trading | ✗ | ✗ |
| Spot Trading | ✓ | ✓ |
| Auto Trading | Automate your trades via CopyTrader - follow profitable traders. Open and close trades automatically when they do. | Open API |
| Copy Trading | ✓ | ✗ |
| Copy Trading Platform | eToro provides a top-notch copy trading platform, free for eToro clients. It is web-based, easy to use, and interactive, with a community chat feature, making it ideal for novice traders. Its 'Live Trades' feature gives real-time insights into the financial instruments being purchased by the platform's top traders. | |
| Social Trading | ✓ | ✗ |
| Trade Signals | ✓ | ✓ |
| VPS Hosting | ✗ | ✗ |
| Tournaments | ✗ | ✗ |
| Demo Competitions | ✗ | ✗ |
| Ethical Investing | ✓ | ✓ |
| Custodial Account | ✗ | ✗ |
| Guaranteed Stop Loss | ✗ | ✓ |
| Inactivity Fee | $10 | $0 |
| Islamic Account | ✓ | ✓ |
CFD Trading | ||
Trade CFDs on more than 3,000 assets and view extensive market data through integrated TradingView charts. eToro Academy offers free educational resources for beginners, including specific CFD trading courses and guides. | XTB provides over 2,100 CFDs including forex, indices, commodities, stocks, ETFs, and cryptos. Leverage of up to 1:30 is offered in the EU and UK, and up to 1:500 for global and professional traders. XTB is notable for its helpful CFD trading resources and tutorials, designed to aid traders in creating short-term trading strategies. | |
| Leverage | 1:30 EU | 1:30 (EU) 1:500 (Global) |
| FTSE Spread | 1.5 | 1.8 |
| GBPUSD Spread | 1.9 | 1.4 |
| Oil Spread | 0.05 | 0.03 |
| Stocks Spread | 0.57 (Apple) | 0.2% |
Forex Trading | ||
A good range of 55 currencies are available with reasonable spreads averaging 0.9 pips on EUR/USD during busy times. Traders can constantly improve their forex strategies by alternating between the demo mode and their live account at any time. They will have complete access to the broker's 100+ technical indicators. | XTB gives traders access to more than 70 currency pairs, typically with low spreads of about 1 pip for major pairs. The xStation platform is user-friendly and offers a great charting package with over 30 indicators. It also provides different order types to accommodate various trading strategies and risk management methods. | |
| GBPUSD Spread | 1.9 | 1.4 |
| EURUSD Spread | 0.9 | 1.0 |
| EURGBP Spread | 1.3 | 1.4 |
| Assets | 55 | 70+ |
| Currency Indices | USD | |
Cryptocurrency | ||
eToro is a leader in cryptocurrency trading, providing competitive spreads and a fixed 1% commission, along with a wallet service. The broker offers over 95 tokens, regularly updated. In 2025, they introduced crypto staking, letting users earn rewards for holding digital assets. Crypto investments are risky and highly volatile. Tax may apply. Understand the risks <>. | XTB provides over 50 different digital currencies to trade, such as BTC where the spread starts from 0.22%, and the leverage can go up to 1:5. The xStation platform also offers a variety of trade pairs, including ETH/BTC and DSH/BTC. Traders can trade cryptocurrencies anytime with XTB's transparent and secure accounts. | |
| Spread | BTC 1% | 0.22% |
| Coins | BTC, ETH, BCH, XRP, DASH, LTC, ETC, API3, CRO, SKL, IMX, ADA, MIOTA, XLM, EOS, NEO, TRX, ZEC, BNB, XTZ, DOT, MKR, COMP, LINK, UNI, YFI, DOGE, AAVE, FIL, ALGO, ATOM, MANA, APE, LRC, ENJ, BICO, BAT, BNT, OGN, MATIC, FLR, GALA, ALICE, CHZ, HBAR, DYDX, SOL, THETA, FTM, GRT, 1INCH, CRV, ANKR, OXT, REN, SNX, STORJ, ZRX, CELO, SUSHI, QNT, BAL, FET, SHIBxM, AMP, AXS, SGB, CTSI, ENS, UMA, LUNC, FTT, SRM, LPT, KNC, ARB, RNDR, OP, LDO | ADA, BTC, BCH, DSH, EOS, ETH, IOTA, LTC, NEO, XRP, XLM, TRX, XEM, XLM, XMR, DOGE, BNB, LINK, UNI, DOT, XTZ |
| Crypto Lending | ✗ | ✗ |
| Crypto Mining | ✗ | ✗ |
| Crypto Staking | ✓ | ✗ |
| Auto Market Maker | ✗ | ✗ |
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