Best Perfect Money Brokers 2026
Discover the best brokers with Perfect Money deposits and withdrawals following our rigorous hands-on tests.
-
1Established in 2008, Exness is a respected broker known for offering over 40 account currencies, a wide choice of CFD instruments, and an intuitive web platform with features like currency converters and trading calculators.
-
2RoboForex is a registered online broker since 2009 under the IFSC in Belize. Traders can select from five different account types (Prime, ECN, R StocksTrader, ProCent, Pro). These accounts allow trades starting from 0.01 lots and offer spreads beginning from 0 pips. In addition to the original service, RoboForex has expanded its platform by introducing the trading of CFDs and by developing a stock trading platform, including the CopyFX system.
-
3XM is a global forex and CFD broker with over 15 million clients in more than 190 countries. Since 2009, it has offered low trading fees on over 1000 instruments. The broker is well-regulated by authorities such as ASIC, CySEC, DFSA, and SCA in the UAE, and provides a full MetaTrader experience.
-
4Founded in 2006, AvaTrade is a top forex and CFD broker trusted by over 400,000 traders. Regulated in 9 regions, it handles more than 2 million trades monthly. AvaTrade offers platforms like MT4, MT5, and WebTrader, with over 1,250 instruments. Traders of all levels can explore CFDs, AvaOptions, and AvaFutures for short-term trading. AvaTrade provides excellent education and 24/5 multilingual customer support for a complete trading experience.
-
5LiteForex Europe, a CFD broker certified by CySEC, was founded in 2008. It provides forex, commodities, and indices trading through the MT4 and MT5 platforms. Its ECN accounts feature extremely tight spreads, with leverage up to 1:30 per EU regulations. LiteForex also provides an extensive education center for new traders, as well as social trading features.
Compare Brokers
| Broker |  |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 |
✓ | ✓ | Varies based on the payment system | 0.01 Lots | 1:Unlimited | ✓ | FCA, FSCA, CMA, FSA, CBCS, BVIFSC, FSC, JSC | CFDs on Forex, Stocks, Indices, Commodities, Crypto | Exness Trade App, Exness Terminal, MT4, MT5, TradingCentral | USD, EUR, GBP, CAD, AUD, NZD, INR, JPY, ZAR, MYR, IDR, CHF, HKD, SGD, AED, SAR, HUF, BRL, NGN, THB, VND, UAH, KWD, QAR, KRW, MXN, KES, CNY | Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | |
 |
✓ | ✓ | $10 | 0.01 Lots | 1:2000 | ✓ | IFSC | CFDs, Forex, Stocks, Indices, Commodities, ETFs, Futures | R StocksTrader, MT4, MT5, TradingView | USD, EUR | Expert Advisors (EAs) on MetaTrader, Strategy Builder in R StocksTrader | ✗ | ✗ | |
 |
✓ | ✓ | $5 | 0.01 Lots | 1:10001:30 | ✓ | CySEC, DFSA, SCA, FSCA, FSA, FSC Belize, FSC Mauritius | CFDs, Forex, Stocks, Commodities, Indices, Thematic Indices, Precious Metals, Energies | MT4, MT5, TradingCentral | USD, EUR, GBP, JPY | Expert Advisors (EAs) on MetaTrader | ✓ | ✗ | |
 |
✓ | ✓ | $300$100 | 0.01 Lots | 1:30 (Retail) 1:400 (Pro) | ✓ | ASIC, CySEC, FSCA, ISA, CBI, JFSA, FSRA, BVI, ADGM, CIRO, AFM | CFDs, Forex, Stocks, Indices, Commodities, ETFs, Bonds, Crypto, Spread Betting, Futures | WebTrader, AvaTradeGO, AvaOptions, AvaFutures, MT4, MT5, AlgoTrader, TradingView, TradingCentral, DupliTrade | USD, EUR, GBP, CAD, AUD | Expert Advisors (EAs) on MetaTrader | ✓ | ✗ | |
 |
✓ | ✓ | $50 | 0.01 Lots | 1:30 | ✓ | CySEC, AFM | CFDs, Forex, Indices, Commodities | MT4, MT5 | USD, EUR, GBP, CHF | Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | |
| Broker | |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
Safety Comparison
Compare how safe the Best Perfect Money Brokers 2026 are.
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
|---|---|---|---|---|
|
✗ | ✓ | ✓ | |
|
✗ | ✓ | ✓ | |
|
✗ | ✓ | ✓ | |
|
✗ | ✓ | ✓ | |
|
✗ | ✗ | ✗ | |
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
Mobile Trading Comparison
Compare the mobile trading features of the Best Perfect Money Brokers 2026.
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
|---|---|---|---|---|
|
iOS & Android | ✗ | ||
|
iOS & Android, R StocksTrader | ✗ | ||
|
iOS, Android & Windows | ✗ | ||
|
iOS & Android | ✗ | ||
|
iOS & Android | ✗ | ||
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
Comparison for Beginners
Compare how suitable the Best Perfect Money Brokers 2026 are for beginners.
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
|---|---|---|---|---|---|---|---|
|
✓ | Varies based on the payment system | 0.01 Lots | ✗ | ✗ | ||
|
✓ | $10 | 0.01 Lots | ✗ | ✓ | ||
|
✓ | $5 | 0.01 Lots | ✓ | ✓ | ||
|
✓ | $300$100 | 0.01 Lots | ✗ | ✗ | ||
|
✓ | $50 | 0.01 Lots | ✗ | ✗ | ||
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
Comparison for Advanced Traders
Compare how suitable the Best Perfect Money Brokers 2026 are for advanced or professional traders.
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
|---|---|---|---|---|---|---|---|---|
|
Expert Advisors (EAs) on MetaTrader | ✓ | ✗ | ✗ | ✓ | 1:Unlimited | ✓ | ✗ |
|
Expert Advisors (EAs) on MetaTrader, Strategy Builder in R StocksTrader | ✓ | ✗ | ✗ | ✗ | 1:2000 | ✗ | ✗ |
|
Expert Advisors (EAs) on MetaTrader | ✓ | ✗ | ✓ | ✗ | 1:10001:30 | ✓ | ✗ |
|
Expert Advisors (EAs) on MetaTrader | ✗ | ✓ | ✓ | ✓ | 1:30 (Retail) 1:400 (Pro) | ✓ | ✗ |
|
Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | ✗ | ✗ | 1:30 | ✓ | ✗ |
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
Accounts Comparison
Compare the trading accounts offered by Best Perfect Money Brokers 2026.
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
|---|---|---|---|---|---|---|---|---|---|
|
✓ | ✗ | ✓ | ✗ | ✓ | ✗ | ✗ | ✗ | ✓ |
|
✓ | ✗ | ✓ | ✗ | ✓ | ✗ | ✓ | ✓ | ✗ |
|
✓ | ✗ | ✓ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ |
|
✓ | USD: 2.7% | ✓ | ✗ | ✓ | ✓ | ✓ | ✗ | ✓ |
|
✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
Detailed Rating Comparison
Compare how we rated the Best Perfect Money Brokers 2026 in key areas.
| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
|---|---|---|---|---|---|---|---|---|---|
|
|||||||||
|
|||||||||
|
|||||||||
|
|||||||||
|
|||||||||
| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
Fee and Cost Comparison
Compare the cost of trading with the Best Perfect Money Brokers 2026.
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
|---|---|---|---|---|---|---|
|
✗ | $0 | 0.5 (Apple Inc.) | 0.0 | Floating | |
|
✗ | $0 | 0.01 | 0.1 | Variable | |
|
✗ | $5 | 0.002 | 0.8 | Variable | |
|
✓ | $50 | 0.13 | 0.9 | BTC <1%, ETH 2% | |
|
✗ | $10 | N/A | 0.1 | ✗ | |
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
Broker Popularity
See how popular the Best Perfect Money Brokers [year] are in terms of number of clients.
| Broker | Popularity |
|---|---|
| XM |
|
| Exness |
|
| RoboForex |
|
| LiteForex Europe |
|
| AvaTrade |
|
Why Trade With Exness?
Exness is an excellent choice for active forex traders aiming to reduce costs after lowering spreads, enhancing execution speeds, and offering trading on over 100 currency pairs with more than 40 account currencies.
Pros
- Fast and reliable 24/7 multilingual customer support through phone, email, and live chat, validated by practical tests.
- Exness Terminal provides an easy experience for beginners with interactive charts, and creating watchlists is simple.
- Wide variety of account types for all experience levels, including Cent, Pro, and the new Raw Spread, ideal for traders.
Cons
- Retail trading services are not available in some areas, including the US, UK, and EU, making them less accessible compared to leading brokers like Interactive Brokers.
- Exness has increased its variety of CFDs and introduced a copy trading feature, but it still lacks real assets like ETFs, cryptocurrencies, or bonds.
- Besides a mediocre blog, educational resources are lacking, especially compared to category leaders like IG, which offer a more comprehensive trading journey for new traders.
Why Trade With RoboForex?
RoboForex offers a broad selection of over 12,000 trading markets along with ECN accounts, impressive charting, and loyalty incentives. It is also advantageous for stock traders due to its intuitive R StocksTrader platform, which provides access to over 3,000 shares, lower fees starting at $0.01, and advanced watchlists.
Pros
- RoboForex offers more than 12,000 instruments for trading. This includes forex, stocks, indices, ETFs, commodities, and futures. Comparatively, this surpasses the trading opportunities available from most online brokers.
- RoboForex offers tight spreads starting at 0 pips and low minimum deposits from $10, making it affordable. Trading with micro lots additionally reduces entry barriers for new traders.
- The broker provides up to 1:2000 leverage for some accounts, a peak level in the industry. This high leverage lets traders increase their potential gains, but also increases risk.
Cons
- RoboForex, despite having many platforms, does not yet support the commonly used cTrader. This can dissuade traders who favor this platform for trading, which is accessible with firms such as Fusion Markets.
- RoboForex provides fair spreads, but some of its account types have high trading commissions up to $20 per lot, which are more expensive compared to more affordable brokers like IC Markets.
- RoboForex now only allows USD and EUR as base currencies. This could lead to conversion fees and inconvenience for traders who prefer managing their accounts in other currencies.
Why Trade With XM?
With a $5 minimum deposit, advanced charting on MT4 and MT5, a growing range of markets, and a Zero account with spreads from 0.0, XM offers what traders need. They have even won our 'Best MT4/MT5 Broker' award recently.
Pros
- XM offers reliable customer support tested over the years, providing 24/5 assistance in 25 languages, responses in under 2 minutes, and an expanding Telegram channel.
- XM’s Zero account is ideal for trading with spreads from 0.0 pips, 99.35% of orders executed in <1 second, without requotes or rejections.
- In late 2025, XM received a category 5 license from the Securities and Commodities Authority (SCA) of the United Arab Emirates, enhancing its regulatory standing and positioning it as a strong choice for traders in the Middle East.
Cons
- XM is lagging because it doesn’t offer cTrader and TradingView, which are now preferred over MetaTrader for their better user interface and charting tools.
- XM only uses the MetaTrader platforms for desktop trading, offering no in-house downloadable or web-based solutions with unique features for beginners.
- XM is generally trusted and well-regulated but is registered with weak regulators such as FSC Belize. It no longer accepts UK clients, limiting its market reach.
Why Trade With AvaTrade?
AvaTrade provides traders with essential tools: an intuitive WebTrader, strong AvaProtect risk management, a quick 5-minute sign-up, and reliable support for fast-paced markets.
Pros
- The WebTrader performed well in our tests, featuring an easy-to-use interface for beginners and strong charting tools, including 6 chart layouts and over 60 technical indicators.
- Years later, AvaTrade is still among the few brokers with a custom risk management tool, AvaProtect, which insures losses up to $1M for a fee and is simple to use on the platform.
- AvaTrade's support team did well in tests, responding within 3 minutes and providing local support in major regions like the UK, Europe, and the Middle East.
Cons
- While the deposit process is smooth, AvaTrade doesn't support crypto payments, unlike TopFX, which caters to crypto-focused traders.
- The AvaSocial app is satisfactory but could be better. Its design, usability, and navigation between strategy providers and account management need improvement to compete with top platforms like eToro.
- Signing up is easy, but AvaTrade doesn't offer an ECN account like Pepperstone or IC Markets, which provides raw spreads and fast execution that many traders want.
Why Trade With LiteForex Europe?
LiteForex is a suitable choice for active traders due to its variable spreads starting from 0.0 pips, daily analysis and comprehensive training guides. Traders can also replicate the strategies of skilled traders through its forex copy system.
Pros
- LiteForex provides its own mobile apps that are great for traders who need to examine the markets while mobile.
- A unique system is available that enables you to mimic the trading patterns of others.
- Quickest ECN model with minimal spreads starting at 0.0 pips for trading.
Cons
- The funding options are fewer than other brands.
- Muslim traders cannot use a swap-free trading account.
- Fees are relatively expensive. The Classic account has spreads starting at 2.0 pips, while the ECN account charges $10 forex commissions.
Filters
Understanding Perfect Money: A Simple Guide
Perfect Money is an online platform that helps you store and transfer funds. It offers multiple ways to deposit money, such as bank transfers, e-vouchers, and credit cards. You can hold money in various currencies, including Bitcoin. It even provides a loan option, making it handy for traders who are just starting out.
This guide will help you understand how Perfect Money works and how it stacks up against other payment options like PayPal. We’ll walk you through setting up an account, point out its best features, discuss fees, and highlight its security measures. We also list the best trading platforms where you can use Perfect Money to start trading today.
Choosing the Best Brokers for Perfect Money
We selected the top brokers for using Perfect Money by:
- Reviewing over 500 online platforms to find those accepting Perfect Money payments
- Ensuring they allow both deposits and withdrawals via Perfect Money
- Sorting them by overall ratings based on various data points and personal insights
What Is Perfect Money?
Established in 2007, Perfect Money is a well-known service used by traders and businesses for money management. The company is based in Panama, with offices in Zurich and Hong Kong. It aims to provide excellent customer service around the clock, speedy transactions, and strong security measures.
With a Perfect Money account, you can send money to others, pay vendors directly, and create e-vouchers or prepaid cards. It also comes with a Bitcoin wallet and currency exchange services.
Advantages of Using Perfect Money for Trading
Mobile App Features
Perfect Money offers a mobile app that makes it easy for traders to manage their funds on-the-go. Available for both Android and iOS devices, the app can be downloaded from Google Play or the App Store.
Various Funding Options
You can deposit and withdraw money through multiple methods, including bank transfers, Bitcoin, credit/debit cards (Visa, Mastercard), and e-vouchers. The website offers guides to help you get started.
Types of Accounts
Perfect Money allows you to set up accounts in different currencies like Dollars, Euros, Bitcoin, and Gold. These accounts are free to set up using a simple registration process on their website. You can also have multiple accounts to manage funds in different currencies.
Universal Acceptance
The Perfect Money service is recognized around the world. Forex brokers like XM and FXTM accept it, and you can use it to transfer funds to other payment systems like Skrill, PayPal, and WebMoney. Look for brokers offering bonuses for signing up with Perfect Money.
Extra Features
The platform supports online vouchers, over 200 certified exchange partners, currency exchange quotes, and market news. It also offers a loan feature through Credit Exchange. Additionally, an API is available for businesses that want to use Perfect Money funds with gambling brokers, and a referral program is also offered.
Drawbacks of Using Perfect Money
Lack of Card Storage
Perfect Money doesn’t let you store debit or credit card details, unlike some other e-wallets. This might be inconvenient for those who like to have different deposit options.
Account Set-Up Process
To fully use Perfect Money, you need to verify your account by providing personal details, uploading ID documents, and confirming a phone number. This process might seem lengthy for those who want a quick setup.
Not Available for U.S. Residents
Due to legal restrictions, Perfect Money does not serve U.S. customers and permanent residents.
Transaction Speed
Deposits through Perfect Money aren’t processed directly. Instead, you select a Certified Exchange Service provider to handle the payment. Processing times may vary, but once your account is loaded, deposits to your trading account are usually instant. Check for any additional processing times with your broker.
Security Measures
Perfect Money takes several steps to keep users’ funds safe, such as identity checks and KYC verification. The service uses SMS authentication and provides a feature called CodeCard Protection for transaction approval. Anti-fraud measures are also in place. For password recovery, the service requires verification through ID.
Always ensure that you’re on the official Perfect Money website by looking for security indications like a green status bar or padlock symbol in your browser. Trade only with trusted brokers.
How to Use Perfect Money for Trading Account Deposits
To deposit or withdraw money using Perfect Money, first, load your account using the available methods. Instructions are available on their website or through video tutorials on YouTube. The minimum deposit for bank transfers is $300, and withdrawal limits depend on the exchange partners.
After loading your account, follow these steps to deposit funds into your trading account, as an example with broker XM:
- Go to the Deposit section after logging in and choose Perfect Money
- Enter the deposit amount and details
- You’ll be redirected to the Perfect Money gateway for verification
- A confirmation message will appear once the transaction is successful
Fees Involved
Perfect Money charges fees for various transactions:
- 0.5% for bank deposits, internal transfers, and verified account deposits
- 1.99% for deposits from unverified accounts
- No withdrawal fees, but additional bank charges may apply
- 0.5% fee for Bitcoin deposits plus a $10 withdrawal fee
- Currency conversions are at market rates
Additional costs include $0.1 per SMS notification and $100 for account restoration. An interest rate of 4% per year is applied to all accounts. Check if your broker imposes any extra fees, but deposits are generally free. Withdrawals usually incur a 0.5% fee at popular brokers like RoboForex and FXChoice.
Is Perfect Money Good for Trading?
Perfect Money offers the flexibility of multiple currency accounts, secure money transfers, and a mobile app for easy transactions. However, there are some fees to consider, and the lack of card storage may be limiting compared to other payment solutions like PayPal.
Frequently Asked Questions (FAQ)
Is Perfect Money Legit and Safe for Use?
Yes, Perfect Money is a legitimate service registered in Panama and managed from Hong Kong and Zurich. Established in 2007, it’s recognized by many respected brands and trading platforms.
Perfect Money vs. Payeer: Which Is Better for Trading?
Perfect Money is versatile, supporting various transactions, while Payeer mainly focuses on cryptocurrency. Pick the service that fits your trading needs best.
How Does Perfect Money Work for Trading Account Payments?
Perfect Money allows you to store funds securely and transfer them to your trading account using exchange services. You can swap currencies at market rates without needing to fill out detailed payment forms.
Which Countries Are Supported by Perfect Money?
The service is available to traders from many countries, including the UK, Canada, Cyprus, Jordan, India, Malaysia, and more. However, it’s not available to U.S. clients.