Best Robo-Advisor Brokers 2025
Discover our expertly tested list of the top brokers with robo-advisors, designed for hands-off trading to manage investments with ease and precision.
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1Interactive Brokers (IBKR) is a top brokerage firm offering access to 150 markets in 33 countries and a range of investment services. With 40 years in the field, this company listed on Nasdaq strictly follows the rules set by authorities such as the SEC, FCA, CIRO, and SFC. It's recognized as one of the most reliable brokers for global trading.
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2Qtrade is a respected Canadian financial company offering various investment accounts featuring $8.75 and $6.95 stocks, mutual fund trades, and more than 100 commission-free ETFs. The company is extensively recognized and chosen by many investors in Canada to grow their savings or retirement funds. Qtrade is also fully authorized by the Canadian Investment Regulatory Organization (CIRO).
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3Founded in 1996, Swissquote is a Swiss bank and broker offering online trading with three million products, including forex, CFDs, futures, options, and bonds. Known for its reliability, Swissquote has built a strong reputation with innovative trading solutions, such as being the first bank to offer crypto trading in 2017 and recently introducing fractional shares and the Invest Easy service.
Compare Top Robo-Advisor Brokers
| Broker |  |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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✓ | ✓ | $0 | $100 | 1:50 | ✗ | FCA, SEC, FINRA, CFTC, CBI, CIRO, SFC, MAS, MNB, FINMA, AFM | Stocks, Options, Futures, Forex, Funds, Bonds, ETFs, Mutual Funds, CFDs, Cryptocurrencies | Trader Workstation (TWS), IBKR Desktop, GlobalTrader, Mobile, Client Portal, AlgoTrader, OmniTrader, TradingView, eSignal, TradingCentral, ProRealTime, Quantower | USD, EUR, GBP, CAD, AUD, INR, JPY, SEK, NOK, DKK, CHF, AED, HUF | Capitalise.ai & TWS API | ✓ | ✗ | |
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✓ | ✓ | $0 | Variable | ✗ | ✗ | CIRO | Stocks, ETFs, Bonds, Mutual Funds, Options, GICs | TradingCentral | USD, CAD | ✗ | ✗ | ✗ | |
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✓ | ✓ | $1,000 | 0.01 Lots | 1:100 (Retail), 1:400 (Pro) | ✗ | FCA, FINMA, CSSF, DFSA, SFC, MAS, MFSA, CySEC, FSCA | CFDs, Forex, Stocks, Indices, Bonds, Options, Futures, ETFs, Crypto (location dependent) | CFXD, MT4, MT5, AutoChartist, TradingCentral | USD, EUR, GBP, CAD, AUD, NZD, JPY, ZAR, TRY, SEK, NOK, CHF, HKD, SGD, PLN, AED, SAR, HUF, THB, QAR, MXN | Expert Advisors (EAs) on MetaTrader and FIX API solutions | ✓ | ✗ | |
| Broker | |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
Safety Of Best Brokers Supporting Robo-Advisor Brokers
See how these top brokers cover your invested assets:
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
|---|---|---|---|---|
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✗ | ✓ | ✓ | |
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✗ | ✗ | ✗ | |
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✗ | ✓ | ✓ | |
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
Robo-Advisor Mobile App Comparison
See how the top robo-advisor brokers performed in our app tests:
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
|---|---|---|---|---|
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iOS & Android | ✓ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
Are The Top Brokers For Robo-Advisors Good For Beginners?
New to investing? These brokers with robo-advisors offer easy starts and other features:
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
|---|---|---|---|---|---|---|---|
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✓ | $0 | $100 | ✓ | ✗ | ||
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✓ | $0 | Variable | ✗ | ✗ | ||
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✓ | $1,000 | 0.01 Lots | ✓ | ✗ | ||
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
Are The Top Brokers For Robo-Advisors Good For Advanced Traders?
See what features pro traders get alongside access to robo-advisors:
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
|---|---|---|---|---|---|---|---|---|
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Capitalise.ai & TWS API | ✗ | ✗ | ✓ | ✗ | 1:50 | ✓ | ✓ |
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✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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Expert Advisors (EAs) on MetaTrader and FIX API solutions | ✗ | ✓ | ✓ | ✗ | 1:100 (Retail), 1:400 (Pro) | ✓ | ✗ |
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
Accounts Comparison
Compare the trading accounts offered by Best Robo-Advisor Brokers 2025.
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
|---|---|---|---|---|---|---|---|---|---|
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✓ | USD: 4.8%, GBP: 4.7% | ✗ | ✓ | ✓ | ✗ | ✓ | ✗ | ✗ |
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✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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✓ | USD: 1.75%, GBP: 2%, EUR: 1.5%, CHF: 0.75% | ✓ | ✓ | ✗ | ✗ | ✓ | ✗ | ✗ |
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
Robo-Advisor Broker Ratings Breakdown
See how the best brokers for robo-advisors scored across all categories in our evaluations:
| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
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| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
Fee Comparison Of Top Robo-Advisor Brokers
Here’s how our leading robo-advisor brokers compare on costs:
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
|---|---|---|---|---|---|---|
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✗ | $0 | 0.003 | 0.08-0.20 bps x trade value | 0.12%-0.18% | |
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✗ | ✗ | ✗ | ✗ | ✗ | |
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✗ | $0 | N/A | 1.3 | 71 BTC (Prime Account) | |
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
How Popular Are The Top Brokers With Robo-Advisors?
See which robo-advisor brokers have the largest client bases:
| Broker | Popularity |
|---|---|
| Interactive Brokers |
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Why Trade With Interactive Brokers?
Interactive Brokers is ideal for seasoned traders due to its robust charting platforms, updated data, and adaptability, especially with the IBKR Desktop application. Its exceptional pricing and advanced order features appeal to traders, and its variety of stocks remains unmatched in the market.
Pros
- IBKR provides a cost-effective platform for traders by offering low fees, narrow spreads, and clear pricing.
- Interactive Brokers was named Best US Broker for 2025 by DayTrading.com for its dedication to US traders, ultra-low margin rates, and affordable global market access.
- There's a large selection of free or paid research subscriptions available to all traders. If you subscribe to Toggle AI, you will also receive commission refunds from IBKR.
Cons
- IBKR offers many research tools. However, the tools are not uniformly distributed across trading platforms and the web-based 'Account Management' page, causing confusion for the users.
- Customer service may take time to respond, and there may be delays in fixing problems based on tests. It could be difficult to reach the customer service promptly.
- TWS's platform may be difficult for beginners to grasp because of its complexity. Plus500's web platform, on the other hand, is more appropriate for those new to trading.
Why Trade With Qtrade?
Qtrade is suitable for Canadian traders seeking a trustworthy, regulated broker for long-term and leveraged trading.
Pros
- Qtrade now offers over 100 commission-free ETFs and has reduced its options fees to $0.75 per contract from $1.00.
- After years of testing, Qtrade is recognized as one of Canada's top trading platforms, offering user-friendly software and an expanding selection of US and Canadian stocks, funds, ETFs, and other assets.
- Qtrade and PersonaFin have launched "My News," an AI-powered, personalized newsfeed based on your interests. Access timely insights from top sources, quickly discover trending topics, and explore more efficiently with AI-driven search.
Cons
- Commissions of $8.75 per equity can add up for active stock traders, making it less suitable for traders.
- Qtrade supports Interac e-Transfer but still has limited funding options and does not accept credit or debit card deposits.
- Qtrade does not offer trading options in forex or crypto markets, which may limit its appeal for those wanting to diversify their portfolio.
Why Trade With Swissquote?
Swissquote is a great option for active traders seeking a customizable platform, like its CXFD that includes Autochartist for automated chart analysis to assist trading decisions. However, its average fees and high $1,000 minimum deposit may be less accessible for beginners.
Pros
- Swissquote caters to fast trading strategies like scalping and high-frequency trading, offering 9ms average execution speeds, a 98% fill rate, and FIX API.
- Swissquote offers advanced research tools such as Autochartist for technical analysis and real-time news integration from Dow Jones. Their proprietary Market Talk videos and Morning News reports provide daily expert analysis, which is attractive to active traders.
- Swissquote is highly trusted for being a bank, listed on the Swiss stock exchange, and authorized by FINMA in Switzerland, FCA in the UK, and CSSF in Luxembourg.
Cons
- Analysis indicates Swissquote has relatively high fees, with forex spreads starting at 1.3 pips on Standard accounts, whereas Pepperstone and IC Markets offer 0.0 pips. Transaction fees for non-Swiss stocks and ETFs can increase costs for frequent traders.
- Unlike brokers like eToro, which offer social trading features, Swissquote lacks tools for community interaction or copying successful traders. This limits its appeal for those who value peer learning.
- Swissquote mainly serves professional and wealthy clients, requiring high minimum deposits like $1,000 for Standard accounts. This makes it less suitable for smaller traders, who might prefer brokers offering higher leverage and no minimum deposit.
Filters
How We Chose The Best Brokers For Robo-Advisors
We searched our comprehensive database of online brokers to find the top platforms offering built-in robo-advisors for automated investing.
These brokers were then ranked based on overall ratings, combining over 200 data points across 8 key categories — including ease of use and account funding.
Our rankings also reflect hands-on testing of each platform’s robo-advisor features, from goal planning and rebalancing to user experience.
What To Look For In A Broker With Robo-Advisors
Fees and Expense Ratios
When it comes to robo-advisors, the appeal can wear off quickly if the fees start piling up. That “hands-off” attraction gets less appealing when you realise a chunk of your returns gets nibbled away by high annual management fees or overpriced ETFs.
And even though robo-advisors tend to be cheaper than traditional wealth managers, we’ve found not all are equal on the cost front.
Some platforms sneak in hidden costs with expensive ETF selections, or slap on management fees that don’t quite match the simplicity of their service. Others just aren’t that transparent about what you’re paying over the long run.
So, if you want to maximize returns without getting nickel-and-dimed, you want a robo platform that respects your wallet.
Top pick for low fees: Interactive Brokers crushes it here from our tests. Their robo-advisory offering, especially under the IBKR Lite and IBKR GlobalTrader umbrella, is a clear standout for fee-conscious investors. First, management fees start at just 0.08% per year, which is hard to beat. That’s less than one-tenth of one per cent annually. Compare that to the industry average (hovering around 0.25%–0.50%), and it’s clear IBKR is playing a different game.
Even better, the ETFs used in their automated portfolios tend to have ultra-low expense ratios, often dipping below 0.10%. That combo, tiny advisory fee + cheap underlying funds, is what you want if you’re trying to keep more of your money compounding over time.
Portfolio Customization
Here’s a common issue with robo-advisors: the whole “set it and forget it” idea is fantastic until you realise your portfolio doesn’t reflect who you are, or what you care about.
Personalization matters whether you’re ultra-cautious, shooting for aggressive growth, or passionate about keeping your investments clean and green.
Not all robo platforms let you steer the ship. Some lock you into rigid risk profiles with little room to tweak allocations or swap out assets. Others completely skip out on socially responsible investing (SRI) options or ESG filtering, which can be a deal-breaker if you’re trying to align your money with your values.
Top pick for customization: Swissquote excels in this aspect. While it’s often seen as a heavyweight in European brokerage circles, its robo-advisor offering is surprisingly flexible, a massive win for investors who want their portfolio to feel a bit more like themselves.
From the jump, Swissquote’s robo tool gives you multiple levers to pull: You can adjust risk tolerance across a broad spectrum, from conservative to aggressive. You’re prompted to define investment goals (think retirement, buying a home, or long-term wealth building), and the system tailors allocations accordingly. Most notably, it offers sustainable investing options. Want your portfolio to avoid fossil fuels or focus on companies with strong ESG scores? With just a few clicks, you can do that.
Rebalancing and Tax-Loss Harvesting
Here’s where robo-advisors can show off their tech smarts. It’s one thing to build a portfolio and hope for the best, but it’s another to have it constantly fine-tuned in the background, without lifting a finger.
That’s where features like automatic rebalancing and tax-loss harvesting come into play.
The problem? Not all robo platforms handle these features with the same level of precision; some do not even offer them at all. Some rebalance infrequently (which means your portfolio can drift way off target), and many skip tax-loss harvesting, especially outside the US. That’s money potentially left on the table.
Top pick for rebalancing and tax efficiency: IG might be better known for its trading platform and CFD offerings, but don’t overlook its robo-advisory features, especially when it comes to automation and optimization.
With IG’s managed portfolios (powered in partnership with BlackRock), you get smart rebalancing baked in. The platform keeps your asset allocation in check by monitoring shifts caused by market movement. So, if your equities start creeping up beyond your risk profile? IG steps in and nudges things back to balance, automatically.
Ease of Use
Here’s why ease of use isn’t just a “nice-to-have” when choosing a robo-advisor broker — it’s essential.
A robo-advisor is built to simplify investing, not make you wrestle with menus or guess what’s happening with your money. But if the interface is clunky, the dashboard confusing, or key features are buried three clicks deep, that simplicity disappears fast.
The best robo platforms make setup seamless, goals crystal clear, and progress easy to track — even for total beginners. If it’s not intuitive, it’s not doing its job.
Top pick for a sleek robo experience with pro-grade power: Interactive Brokers‘ Automated Investing platform is designed to be as beginner-friendly as possible, while still giving you access to the kind of backend power that seasoned traders expect.
The interface is minimal and modern, especially on the mobile app (IBKR Mobile) and desktop app, which has seen major UX upgrades in the past few years. You can check performance, track rebalancing, and even fund your account all from your phone, without feeling like you’re piloting a spaceship.
And for investors who want to dig deeper later on, IBKR still provides access to detailed insights and reports, but they’re tucked neatly behind clean tabs, not thrown at you all at once.
Customer Support
Sure, robo-advisors are all about “set it and forget it.” But when something feels off, or you just want to talk through your options, it’s comforting to know there’s a real person ready to help. And let’s be honest, some brokers are way better at this than others.
Top pick for customer support: Swissquote nails the balance between cutting-edge automation and actual human support. You’re not stuck endlessly scrolling through FAQs or yelling “agent” into a chatbot. Multilingual support teams are available via phone and email, and you’ll usually get through to someone pretty fast—no marathon hold times.
The support staff are well-trained in both the robo platform and the broader Swissquote ecosystem, so you’re not bounced between departments for simple questions.
Track Record and Security
When it comes to your investments, you want a platform that feels like a fortress. You’re trusting it with your future, so transparency and strong regulation aren’t just nice-to-haves; they’re essential.
Top pick for trust and security: IG isn’t just a big name in trading, it’s a global heavyweight with serious regulatory muscle and a spotless reputation for client safety. IG is regulated by the US National Futures Association (NFA) and several other top-tier regulators worldwide.
Their robo-advisory services offer transparent reporting and performance tracking, so you always know how your portfolio is doing—no shady black-box investing. Security-wise, it’s top-tier: advanced encryption, two-factor authentication, and strict internal controls are all in place.
FAQ
What Is A Robo-Advisor?
A robo-advisor is an automated investment tool that builds and manages a portfolio for you based on your goals and risk tolerance — no stock picking required.
They’re often offered by online brokerages as a hands-off alternative to traditional investing, combining smart algorithms with low fees and easy account setup.