Best Klarna Brokers 2025
Discover the best brokers with Klarna deposits and withdrawals following our rigorous hands-on tests.
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1Introduced in 2020, RedMars, situated in Cyprus, provides competitive spreads across over 300 trading instruments with a leverage of up to 1:500. They offer three account tiers, namely, Standard, Pro, and VIP, catering to different budgets and levels of trading experience. RedMars also features a speedy, entirely digital account creation process.
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2IC Markets is a renowned forex and CFD broker recognized for its high-quality pricing, extensive range of trading tools, and superior trading technology. Established in 2007 in Australia, it operates under the oversight of ASIC, CySEC, and FSA. It has drawn in over 180,000 traders from across 200 countries.
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3Skilling is a broker established in 2016, located in Cyprus. It provides a wide range of trading instruments with competitive spreads from 0.1 pips. The platform is beginner-friendly and is regulated in Europe and other regions with clear pricing. Registering and starting trading involves three simple steps.
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4eToro is a highly-rated platform that offers trading services in numerous CFDs, stocks, and cryptoassets. Established in 2007, it is used by millions of traders worldwide and is regulated by top-tier governing bodies such as the FCA and CySEC. eToro is well-known for its extensive social trading platform. Through eToro USA LLC, crypto trading is available. Investments are subject to market risk, and the initial invested principal may be lost. CFDs are not offered in the U.S In the UK and some EU countries, investing in cryptoassets is highly volatile and unregulated, with no consumer protection. Profits may be subject to tax. Some retail CFD traders lose money.
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5Admirals is a regulated broker that allows trading in a variety of leveraged instruments such as forex, stocks, indices, ETFs, commodities, and cryptocurrencies. It offers the MetaTrader 4, MetaTrader 5, and TradingCentral platforms. Offering both spread betting and CFDs, and with thousands of instruments to choose from, Admirals offers greater flexibility compared to other brokers.
Compare Brokers
| Broker |  |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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✓ | ✓ | €250 | 0.01 Lots | 1:30 (Retail), 1:500 (Pro) | ✗ | CySEC, AFM | CFDs, Forex, Stocks, Indices, Commodities, Cryptos | MT5 | USD, EUR | Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | |
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✓ | ✓ | $200 | 0.01 Lots | 1:30 (ASIC & CySEC), 1:500 (FSA), 1:1000 (Global) | ✓ | ASIC, CySEC, FSA, CMA | CFDs, Forex, Stocks, Indices, Commodities, Bonds, Futures, Crypto | MT4, MT5, cTrader, TradingView, TradingCentral, DupliTrade, Quantower | USD, EUR, GBP, CAD, AUD, NZD, JPY, CHF, HKD, SGD | Expert Advisors (EAs) on MetaTrader, cBots on cTrader, Myfxbook AutoTrade | ✗ | ✗ | |
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✓ | ✓ | $1001000 NOK1000 SEK | 0.01 Lots | 1:30 (Retail)1:1000 | ✓ | CySEC | Forex, CFDs, Stocks, Indices, Commodities and Cryptos | Skilling Trader, MT4, cTrader, TradingView | USD, EUR, GBP, SEK, NOK | Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | |
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✓ | ✓ | $100 | $10 | 1:30 EU | ✓ | FCA, ASIC, CySEC, FSA, FSRA, MFSA, CNMV, AMF | CFDs, Forex, Stocks, Indices, ETFs, Smart Portfolios, Commodities, Futures, Crypto, NFTsStocks, ETFs, Options, Crypto | eToro Web, CopyTrader, TradingCentral | USD, EUR, GBP | Automate your trades via CopyTrader - follow profitable traders. Open and close trades automatically when they do. | ✓ | ✗ | |
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✓ | ✓ | $100 | 0.01 Lots | 1:30 (EU), 1:500 (Global) | ✗ | FCA, CySEC, ASIC, JSC, CMA, CIRO, AFM | Forex, CFDs, indices, shares, commodities, cryptocurrencies, ETFs, bonds, spread betting | MT4, MT5, TradingCentral | USD, EUR, GBP, SEK, CHF, CZK | Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | |
| Broker | |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
Safety Comparison
Compare how safe the Best Klarna Brokers 2025 are.
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
|---|---|---|---|---|
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✗ | ✓ | ✓ | |
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✗ | ✓ | ✓ | |
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✗ | ✓ | ✓ | |
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✗ | ✓ | ✓ | |
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✗ | ✓ | ✓ | |
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
Mobile Trading Comparison
Compare the mobile trading features of the Best Klarna Brokers 2025.
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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✓ | ✗ | ||
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
Comparison for Beginners
Compare how suitable the Best Klarna Brokers 2025 are for beginners.
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
|---|---|---|---|---|---|---|---|
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✓ | €250 | 0.01 Lots | ✗ | ✗ | ||
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✓ | $200 | 0.01 Lots | ✗ | ✗ | ||
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✓ | $1001000 NOK1000 SEK | 0.01 Lots | ✗ | ✗ | ||
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✓ | $100 | $10 | ✓ | ✗ | ||
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✓ | $100 | 0.01 Lots | ✓ | ✗ | ||
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
Comparison for Advanced Traders
Compare how suitable the Best Klarna Brokers 2025 are for advanced or professional traders.
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
|---|---|---|---|---|---|---|---|---|
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Expert Advisors (EAs) on MetaTrader | ✗ | ✗ | ✗ | ✗ | 1:30 (Retail), 1:500 (Pro) | ✗ | ✗ |
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Expert Advisors (EAs) on MetaTrader, cBots on cTrader, Myfxbook AutoTrade | ✓ | ✗ | ✗ | ✗ | 1:30 (ASIC & CySEC), 1:500 (FSA), 1:1000 (Global) | ✓ | ✗ |
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Expert Advisors (EAs) on MetaTrader | ✗ | ✓ | ✗ | ✓ | 1:30 (Retail)1:1000 | ✓ | ✓ |
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Automate your trades via CopyTrader - follow profitable traders. Open and close trades automatically when they do. | ✗ | ✗ | ✓ | ✗ | 1:30 EU | ✗ | ✓ |
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Expert Advisors (EAs) on MetaTrader | ✓ | ✓ | ✗ | ✓ | 1:30 (EU), 1:500 (Global) | ✗ | ✗ |
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
Accounts Comparison
Compare the trading accounts offered by Best Klarna Brokers 2025.
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
|---|---|---|---|---|---|---|---|---|---|
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✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✓ | ✗ | ✗ | ✓ | ✓ | ✗ | ✗ |
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✓ | ✗ | ✓ | ✗ | ✗ | ✓ | ✓ | ✗ | ✓ |
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✓ | USD: 5.3% | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✓ |
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
Detailed Rating Comparison
Compare how we rated the Best Klarna Brokers 2025 in key areas.
| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
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| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
Fee and Cost Comparison
Compare the cost of trading with the Best Klarna Brokers 2025.
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
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✗ | €20 one-off, €10 thereafter | Variable | 0.7 | 65 | |
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✗ | $0 | 0.02 | 0.02 | BTC 42.036 | |
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✗ | $0 | 1.0 | 0.4 | BTC 0.5 | |
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✓ | $10 | 0.57 (Apple) | 0.9 | BTC 1% | |
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✗ | $10 | 0.5 | 0.6 | 1% | |
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
Broker Popularity
See how popular the Best Klarna Brokers 2025 are in terms of number of clients.
| Broker | Popularity |
|---|---|
| eToro |
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| IC Markets |
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| Admiral Markets |
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Why Trade With RedMars?
RedMars is suitable for expert traders in the EU who are comfortable with the MetaTrader 5 platform, as the broker is approved by the CySEC. However, due to its minimal education and research tools, it is not recommended for beginners.
Pros
- The broker accepts several payment options such as wire transfers, credit cards, e-wallets, and notably, cryptocurrencies for trading related transactions.
- RedMars provides a superior trading platform, MT5, equipped with 21 timeframes, multiple analytical tools, customizable templates, and algorithmic trading.
- The broker is among a few firms that provide a special account for VIPs featuring premium support and exclusive event invitations.
Cons
- RedMars' spreads are industry-standard, but they don't provide a substantial advantage over the least expensive trading brokers we have experience with, particularly IC Markets.
- RedMars is not suitable for new traders. It lacks educational resources, has no user-friendly platform, requires a high minimum deposit, and demonstrated insufficient customer support during testing.
- The trading platform is simple, lacking advanced features like Islamic account, PAMM account, or copy trading.
Why Trade With IC Markets?
IC Markets provides excellent prices, quick execution, and smooth deposits. The utilization of sophisticated charting platforms such as TradingView and the Raw Trader Plus account makes it a preferred choice for intermediate to advanced traders.
Pros
- IC Markets provides some of the smallest spreads in the industry, offering 0.0-pip spreads on major currency pairs. This makes trading particularly cost-efficient for traders.
- IC Markets won DayTrading.com's 'Best MT4/MT5 Broker' in 2025 for its top-notch MetaTrader integration, perfected over years to enhance the platform experience.
- IC Markets provides reliable 24/5 support, especially for account and funding matters, based on direct experience.
Cons
- Some withdrawal methods require fees such as a $20 wire charge. This can reduce profits, particularly for traders who withdraw frequently.
- Interest is not earned on unused funds, a feature commonly available at other platforms such as Interactive Brokers.
- The range and quality of educational materials, such as tutorials and webinars, require improvement. This lag falls behind competitors like CMC Markets and reduces its suitability for novice traders.
Why Trade With Skilling?
Skilling is a great option for beginners wanting a competitive commission-free account with a copy trading feature. It's also suitable for seasoned strategy providers who want to earn commissions, or anyone interested in trading forex outside regular hours.
Pros
- The Skilling Copy solution is directly available from the cTrader web terminal. It simplifies portfolio management for strategy providers.
- Third-party charting tools exist for committed traders, offering numerous technical indicators and advanced order types.
- Promotions offer up to $10,000 in bonuses
Cons
- Skilling falls behind competitors such as IG in providing research tools that assist traders in making educated decisions.
- Access to stocks on the Skilling Trader platform is limited, and the MT4 accounts offer a reduced selection of instruments.
Why Trade With eToro?
eToro's social trading platform ranks highly due to its excellent user experience and active community chat, useful for beginners seeking trading opportunities. The platform also offers competitive fees on a vast selection of CFDs and actual stocks, alongside beneficial rewards for skilled strategy contributors.
Pros
- The copy trading app offers a top social environment, featuring an engaging social feed and community chat.
- Top copy traders can earn up to 1.5% annually on copied assets in the broker's Popular Investor Program.
- The broker offers excellent services for beginners, including commission-free stock trading, a low minimum deposit, and an unlimited demo account.
Cons
- There are no guaranteed stop-loss orders, which would be a helpful risk management feature for beginners.
- The minimum withdrawal amount is $30 with a $5 fee, impacting beginners with little capital.
- Contact options are limited, except for the in-platform live chat.
Why Trade With Admiral Markets?
Admirals is a suitable choice for beginner to intermediate traders seeking a reliable, regulated broker. It offers a broad variety of markets, tight spreads, and no commission.
Pros
- Offering a variety of investments such as cryptocurrencies and spread betting options available for traders.
- Beginners may find the low initial deposit, partial shares, and simple three-step sign-up procedure for trading appealing.
- Integration of MetaTrader 4 platform and app for traders.
Cons
- The demo account is valid for 30 days.
- Monthly inactivity fee
- US traders not accepted
Filters
Introduction to Klarna
Klarna Bank AB, commonly known as Klarna, is a payment service that originated in Sweden. It’s well-known for its catchy slogan, “shop now, pay later,” which helped the platform handle roughly $80 billion in online sales in 2021. Beyond shopping, Klarna is gaining popularity among trading brokers. Let’s explore how Klarna operates, its payment limits, and the fees you might encounter.
How We Picked the Top Brokers Using Klarna
Here’s how we determined the best brokers that accept Klarna:
- We reviewed more than 500 online brokers and platforms, focusing on those that support Klarna payments.
- We ensured they accommodate Klarna deposits and withdrawals for trading.
- We ranked these brokers based on an overall score, combining over 100 pieces of data with feedback from our testers.
Understanding Klarna
Klarna is a Swedish financial technology company headquartered in Stockholm, with an additional office in Columbus, Ohio, serving its U.S. customers. Established in 2005, Klarna has rapidly emerged as a leading online payment method, competing with services like Afterpay and Affirm.
Klarna is recognized for its “buy now, pay later” feature. It extends credit to users, who can then choose to pay in four installments, pay the full amount in 30 days, or take a longer-term loan. The flexibility of a 10-day extension is available if needed, bolstering its reputation among both investors and customers.
Setting up an account with Klarna is straightforward. Users can log in via the mobile app, available for both iPhone and Android, or through the official website using just a valid email address.
Uses of Klarna
Klarna can be used for various purchases like mattresses, flights, and hotel stays. Major retailers, including Amazon, Nike, and Ikea, accept Klarna. You can find a full list of Klarna-accepting stores on their official website or by checking for the Klarna logo on retailer pages.
In the trading world, Klarna is becoming a favored deposit method among brokers like FXCM and IC Markets. Its appeal lies in its speed, convenience, and security, plus the ability to use credit so traders don’t have to wait for their next paycheck.
If any issues arise or you need help with the service, Klarna’s customer support is available via phone.
Payment Processing Times
Klarna payments generally take one to two days to process, though in some cases, it may take up to seven business days to reflect on your account statement. Delays might occur if the service is down, so checking news updates or reaching out to support can be helpful.
Being a “buy now, pay later” service, Klarna offers flexible payment timelines. You can select:
- ‘Pay in 4’ where you make an initial 25% payment and then three subsequent payments every two weeks.
- ‘Pay in 30’ for a complete payment in 30 days.
- A loan, with a repayment period ranging from six months to three years.
When depositing with Klarna at a broker, it should be processed within one to two days, although broker-specific delays can occur. Withdrawals cannot be processed through Klarna, but the company’s Sofort service is an alternative option.
Cost Review
Different Klarna payment plans have different costs. Both ‘pay in 4’ and ‘pay in 30’ options carry a 0% interest rate, but there is a $7 late fee if payments are delayed.
If opting for a loan, you will be charged interest, the rate of which will be clarified at the time of payment. Late payments on loans incur a $35 fee.
Klarna may offer promotional deals when signing up, and notably, there is no spending limit set by Klarna itself.
Brokers usually don’t charge extra for Klarna deposits, but late payments can incur fees, and choosing the loan option will result in interest charges.
Security Overview
Klarna is known for being a secure deposit method, trusted by millions, including traders and investors. Payments are made through a safe portal, ensuring merchants or brokers can’t access your sensitive data. Klarna employs high-level security to protect users’ personal information.
The platform also allows users to easily track their payments, enabling traders to quickly notice any unauthorized access. You can explore further reviews on security protocols through forums like Reddit.
Pros for Traders
Trading with Klarna offers several advantages:
- Acts similarly to a credit card, letting you pay later if needed.
- No interest on ‘pay in 4’ or ‘pay in 30’ plans.
- Several financing options are available.
- App-based price alerts.
- Around-the-clock customer service.
Cons for Traders
However, there are some downsides:
- Not as fast as some instant payment alternatives.
- Can’t be used for withdrawals.
- Risks associated with borrowing.
- Possible late fees.
How to Make a Deposit with Klarna
Depositing funds with Klarna is simple. For example, at platforms like eToro, here’s what you need to do:
- Head to the ‘Deposit Funds’ page after logging in to your account.
- Select Klarna from the list of payment options.
- Enter the amount you want to deposit and your currency.
- You’ll be directed to the payment portal to enter your account details.
- Choose your preferred payment plan.
- Confirm and make payments to Klarna as required.
Is Klarna a Good Choice for Trading?
Klarna, originating from Sweden, is a well-known “buy now, pay later” payment option used globally. With three options to pay back your deposit or purchase, the two short-term choices are interest-free, unless you miss a payment and incur fees.
Considering using Klarna for your trading account deposits? Check our list of brokers that support Klarna and follow our guide to start using it effectively.
Remember, using borrowed money for trading can be risky. Always ensure you can repay the funds.
FAQ
What Are the Best Brokers That Accept Klarna?
Several top brokers accept Klarna, including eToro, which offers secure and no-cost deposits. Refer to our brokerlistings.com to find the best option for you based on your location.
Is Klarna Legitimate and Safe for Trading?
Yes, Klarna is legitimate. Since 2005, it has handled 40% of Swedish e-commerce. Although you need to enter bank details, Klarna safely handles these via secure forms, ensuring no third-party access.
How Long Do Klarna Deposits Take at Brokers?
Klarna deposits typically process within one to two days. However, broker-specific processing times might vary. While slower compared to some instant solutions, Klarna provides flexible payment plans.