Best Credit Card Brokers 2025
Discover the best brokers with credit card deposits and withdrawals following our rigorous hands-on tests.
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1Established in 1999, FOREX.com is part of StoneX, a global financial services company that serves over a million customers. It's regulated in the US, UK, EU, Australia, and other countries. The broker offers a wide range of markets beyond forex and provides competitive pricing on advanced platforms.
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Trust Platform Assets Fees Accounts Research Education Mobile Support 3.8 Introduced in 2020, RedMars, situated in Cyprus, provides competitive spreads across over 300 trading instruments with a leverage of up to 1:500. They offer three account tiers, namely, Standard, Pro, and VIP, catering to different budgets and levels of trading experience. RedMars also features a speedy, entirely digital account creation process. -
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Trust Platform Assets Fees Accounts Research Education Mobile Support 3.7 IQCent is an offshore binary options and CFD broker located in the Marshall Islands. They offer various account types with bonuses like payout boosts, TradeBacks, and free rollovers. With over 175 assets, 24/7 trading, and 98% payouts, the firm attracts new short-term traders. -
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Trust Platform Assets Fees Accounts Research Education Mobile Support 3.9 Capitalcore is a foreign trading broker located in Saint Vincent and the Grenadines, founded in 2019. It offers four account types (Classic, Silver, Gold, VIP), which provide decreasing spreads and increasing bonuses as traders upgrade. The broker's standout features are its high leverage up to 1:2000 and no swap fees. However, these benefits do not make up for its insufficient monitoring from the IFSA and lackluster educational and research resources. -
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Trust Platform Assets Fees Accounts Research Education Mobile Support 3.5 Videforex, started in 2017, is a platform that grants access to stock, index, crypto, forex, and commodities markets through binary options and CFDs. Its specialized platform, mobile app, and integrated copy trading are suitable for new and less frequent traders. By offering market analysis tools and hosting trading contests, Videforex helps to enhance your trading expertise.
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Safety Comparison
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Mobile Trading Comparison
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Comparison for Beginners
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Comparison for Advanced Traders
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Accounts Comparison
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Detailed Rating Comparison
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Fee and Cost Comparison
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Broker Popularity
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Why Trade With FOREX.com?
FOREX.com is a top-tier brokerage suitable for forex traders of all skill levels. It offers more than 80 currency pairs, has small spreads starting from 0.0 pips, and features low fees. The platform provides powerful charting tools that include over 100 technical indicators and multiple research aids.
Pros
- FOREX.com provides top-tier forex pricing beginning at 0.0 pips. They also offer competitive cashback rebates up to 15% for dedicated traders.
- The Web Trader remains one of the top platforms for budding traders, boasting a sleek design and more than 80 technical indicators for market analysis.
- Numerous educational materials such as tutorials, webinars, and a comprehensive YouTube channel are available to assist you in learning about the financial markets.
Cons
- FOREX.com's MT4 platform provides around 600 instruments for trading, which is considerably less than the 5,500+ options accessible on its other platforms.
- The funding options are not as extensive as those of top competitors such as IC Markets and lack several widely-used e-wallets, particularly UnionPay and POLi.
- US clients do not have negative balance protection, so you can potentially owe more than your original account deposit.
Why Trade With RedMars?
RedMars is suitable for expert traders in the EU who are comfortable with the MetaTrader 5 platform, as the broker is approved by the CySEC. However, due to its minimal education and research tools, it is not recommended for beginners.
Pros
- The broker is among a few firms that provide a special account for VIPs featuring premium support and exclusive event invitations.
- The broker accepts several payment options such as wire transfers, credit cards, e-wallets, and notably, cryptocurrencies for trading related transactions.
- RedMars provides a superior trading platform, MT5, equipped with 21 timeframes, multiple analytical tools, customizable templates, and algorithmic trading.
Cons
- RedMars provides a constrained trading platform, offering just 300 instruments. This is quite limited compared to top competitors such as BlackBull Markets, which boasts 26,000 assets.
- RedMars' spreads are industry-standard, but they don't provide a substantial advantage over the least expensive trading brokers we have experience with, particularly IC Markets.
- RedMars is not suitable for new traders. It lacks educational resources, has no user-friendly platform, requires a high minimum deposit, and demonstrated insufficient customer support during testing.
Why Trade With IQCent?
IQCent is ideal for traders who want a simple platform for binary options and CFD trading that has low fees and offers copy trading. It features a variety of accounts and requires less than a minute to get started with a $250 deposit.
Pros
- IQCent has expanded its assets by adding over 60 new options, including popular cryptocurrencies like TON and SHIB; leading stock CFDs such as TSLA and NVDA; and exotic FX pairs like THB and HUF.
- Enthusiastic traders can join trading competitions and win cash prizes.
- New traders with a limited budget can start trading with as little as $0.01.
Cons
- The market analysis is simple, offering few technical overviews and limited opinions from analysts.
- IQCent imposes a $10 monthly fee if you don't conduct at least one trade per month.
- The broker is not regulated by a reputable authority, which is typical for binary options companies.
Why Trade With Capitalcore?
Capitalcore offers up to 1:2000 leverage options and does not charge commission or swap fees. However, it lacks strong IFSA regulatory oversight and does not provide educational resources, making it less competitive than leading brokers.
Pros
- Capitalcore charges no swap fees, making it attractive for Islamic traders seeking to align with Islamic Finance.
- As a relatively new player in binary options, its transparent, accessible service earned second place in DayTrading.com's 2025 'Best Binary Broker' award.
- The Capitalcore platform offers extensive charting tools and over 150 technical indicators, perfect for thorough market analysis.
Cons
- The platform only supports its own software and does not integrate with popular trading tools like MetaTrader or cTrader. These tools offer economic news and automatic trading features.
- Capitalcore's limited education and research offerings are inferior to top tier firms such as IG, making it less ideal for new traders.
- Capitalcore is not overseen by key financial bodies and lacks a proven track record, which questions the security of client investments.
Why Trade With Videforex?
Videforex caters to traders who want a simple platform for predicting the trends of major financial markets through binary options. With a swift registration process and web-based platform, it's easy to get started.
Pros
- Videforex has added over 60 new assets, offering traders access to popular crypto (TON, ARB, PEPE, SHIB), leading tech stocks (Tesla, Meta, Nvidia, Amazon), and a more diverse FX portfolio (THB, ZAR, MXN).
- Traders have the opportunity to earn up to 98% payouts on over 100 assets through the broker's binary options. This offering is comparable to competitors such as IQCent.
- Videforex often hosts trading contests. These competitions offer both new and experienced traders a chance to practice and win cash prizes. Trades can be made from as low as ¢0.01.
Cons
- The lack of educational resources is a significant disadvantage for new traders, as top trading platforms often provide useful content like blogs, videos, and live trading sessions.
- Our latest tests indicate that the client terminal requires upgrades due to occasional slow and unresponsive widgets, which may negatively affect the experience for traders.
- Videforex is not authorized by a reliable regulator. This means traders may not get important protections such as separate client accounts.
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Understanding Trading with Credit Cards
Credit cards are one of the most widely used and convenient ways to pay, accepted by most businesses across the world, including top trading platforms. With just a few clicks, existing credit card holders can fund their trading accounts.
This simplified guide explains the pros and cons of using credit cards for trading, focusing on aspects like fees, spending limits, and rewards. We also suggest some of the best online trading platforms that accept credit card deposits.
Choosing the Best Credit Card Brokers
To find the best brokers that accept credit cards, we:
- Explored our list of 500 online trading platforms and identified those that accept credit card payments
- Checked that they allow deposits and withdrawals with credit cards for online trading activities
- Ranked them based on their total score using detailed assessments and over 100 data points
Credit Cards: An Overview
Invented by Edward Bellamy in 1887, credit cards have grown into a primary payment method globally, used by big brands like Visa, MasterCard, Maestro, and American Express. They offer instant secure transactions online and enable traders to trade with money borrowed from banks, making them a preferred choice among traders.
Advantages of Trading with Credit Cards
Widespread Popularity
Credit cards are extremely popular. Take the UK, for example, where about 60 million cards are issued every year. This global usage allows traders anywhere to open accounts with online brokers and invest using their credit cards.
Widely Accepted
Because credit cards are issued by major companies, such as Visa, Mastercard, and American Express, they’re accepted by most trading platforms. This means you can switch brokers or move abroad and still easily make deposits and withdrawals.
Rewards Programs
Many credit cards offer perks like cashback, zero/no interest periods, and product deals. Further, some brokers may offer incentives for making deposits with credit cards. Check for the latest promotions when you sign up.
Variety in Credit Card Options
Card options range from credit-building cards to those with low interest rates or high rewards. It’s a good idea to compare different cards online before choosing one, and always review the terms and conditions.
Customer Support
Credit card companies usually provide multi-channel customer support, such as live chats and international phone numbers. This is useful for traders if they face withdrawal issues with a broker. Additionally, credit cards can offer extra protection against fraud or scams if a broker turns out to be unreliable.
Disadvantages of Trading with Credit Cards
Risk of Debt
Using borrowed money always carries the risk of falling into debt if you can’t pay it back. Trading, particularly with leverage, is already risky, so watch out for accruing credit card debt.
Credit Score Requirement
When you apply for a credit card, companies check your credit score. If you have unpaid debts and a low score, you might be denied. However, existing credit card holders don’t face this hurdle. New card applicants will need to pass these checks to make deposits.
Transaction Speed
Credit card payments are usually immediate, but they might take time to show up on your statement. Brokers could have their own processing times, particularly for withdrawals, which might add a delay due to extra verification.
Security Measures
Credit cards are generally considered a secure payment method. They safeguard against fraud and provide dedicated payment methods to your trading account for extra assurance.
Depositing and Withdrawing Funds
For deposits, you don’t need upfront money when using a credit card; you pay off what you spend later. For trading withdrawals, refunded amounts appear as credits on the card, and you can transfer these funds into your associated account. Be sure to review your broker’s payment terms before making transactions.
Associated Fees
The main cost with credit cards is the interest, or APR, charged on unpaid monthly balances. APRs can range from 5% to 75%, making missed payments costly. Membership fees differ by card type; some with no fees may offer fewer benefits than those with fees, which can go over $100. Brokers may charge additional withdrawal fees, so always check with your broker first.
How to Deposit into a Trading Account with a Credit Card
The deposit procedure varies by broker but generally involves the steps below, using XM as an example:
- Log into the XM members area
- Select ‘Deposit Funds’ on the accounts page
- Choose the credit card option
- Enter the deposit amount and card details
- Confirm the transaction
Are Credit Cards a Good Choice for Trading?
Credit cards offer a convenient way for traders to fund their accounts. For those new to using credit cards for trading, it’s essential to weigh the potential risks and fees. Trading carries inherent risks, and borrowing more money via a credit card could increase those risks.
Check our list of brokers that accept credit card deposits to explore your options.
FAQ
How Do Credit Cards Work at Brokers?
When you make a deposit into a trading account using a credit card, the card company pays upfront. You then settle this debt at the end of the month or agree a payment date.
Are Trading Funds Safe with Credit Cards?
Credit cards are relatively secure. While your initial deposits remain safe, you should only deposit amounts you can afford to repay. Any fraudulent activity will typically be managed by the card’s customer support team.
Is Depositing with a Credit Card Free?
Most brokers don’t charge a fee for credit card deposits, though some might apply a small commission. However, credit cards may have annual fees ranging from $1 to over $100, depending on the card’s credit limit and rewards.