Best Credit Card Brokers 2025
Discover the best brokers with credit card deposits and withdrawals following our rigorous hands-on tests.
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1IQCent is an offshore binary options and CFD broker located in the Marshall Islands. They offer various account types with bonuses like payout boosts, TradeBacks, and free rollovers. With over 175 assets, 24/7 trading, and 98% payouts, the firm attracts new short-term traders.
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2Established in 1999, FOREX.com is part of StoneX, a global financial services company that serves over a million customers. It's regulated in the US, UK, EU, Australia, and other countries. The broker offers a wide range of markets beyond forex and provides competitive pricing on advanced platforms.
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3Videforex, started in 2017, is a platform that grants access to stock, index, crypto, forex, and commodities markets through binary options and CFDs. Its specialized platform, mobile app, and integrated copy trading are suitable for new and less frequent traders. By offering market analysis tools and hosting trading contests, Videforex helps to enhance your trading expertise.
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4RaceOption is a binary options broker based in the Marshall Islands. It has more than 1,500 clients and strives to provide speedy funding, minimal fees, and a safe trading environment. Traders can choose from over 100 binary options and CFDs, enjoy copy trading, and have the chance to win weekly prizes.
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5InstaTrade, located in the British Virgin Islands, is an online broker that focuses on structured fixed income products and active trading via CFDs. Its no-spread accounts, outstanding research primarily from InstaTrade TV, and access to the well-known MT4 and InstaTrade Gear make it a good choice for traders of all levels.
Compare Brokers
| Broker |  |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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✓ | ✓ | $250 | $0.01 | 1:500 | ✓ | IFMRRC | Binary Options, CFDs, Forex, Indices, Commodities, Crypto | Online Platform, TradingView | USD, EUR | ✗ | ✗ | ✗ | |
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✓ | ✓ | $100 | 0.01 Lots | 1:50 | ✗ | NFA, CFTC | Forex, Stock CFDs, Futures, Futures OptionsForex, CFDs, Stock CFDs, Indices, Commodities, Futures, Options, Crypto | WebTrader, Mobile, MT4, MT5, TradingView | USD, EUR, GBP, CAD, AUD, JPY, CHF, PLN | Expert Advisors (EAs) on MetaTrader | ✓ | ✗ | |
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✓ | ✓ | $250 | $0.01 | 1:500 | ✓ | ✗ | Binary Options, CFDs, Forex, Indices, Commodities, Crypto | TradingView | USD, EUR, GBP, AUD, RUB | ✓ | ✗ | ✓ | |
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✓ | ✓ | $250 | $0.01 | 1:500 | ✓ | ✗ | Binary Options, CFDs | TradingView | USD, EUR, GBP, AUD, RUB | ✗ | ✗ | ✗ | |
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✓ | ✓ | $1 | 0.01 | 1:1000 | ✓ | BVI FSC | FISP, CFDs, Forex, Stocks, Indices, Commodities, Cryptos, Futures | InstaTrade Gear, MT4 | USD, EUR, RUB | Experts Advisors (EAs) on MetaTrader | ✗ | ✗ | |
| Broker | |
USD Account |
Demo Account |
Minimum Deposit |
Minimum Trade |
Leverage |
Copy Trading |
Regulator |
Instruments |
Platforms |
Account Currencies |
Automated Trading |
AI |
Guaranteed Stop Loss |
Safety Comparison
Compare how safe the Best Credit Card Brokers 2025 are.
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
|---|---|---|---|---|
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✗ | ✗ | ✗ | |
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✗ | ✓ | ✗ | |
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✓ | ✓ | ✗ | |
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✗ | ✗ | ✓ | |
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✗ | ✓ | ✓ | |
| Broker | Trust Rating |
Guaranteed Stop Loss |
Negative Balance Protection |
Segregated Accounts |
Mobile Trading Comparison
Compare the mobile trading features of the Best Credit Card Brokers 2025.
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
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Android | ✗ | ||
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iOS & Android | ✗ | ||
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iOS & Android | ✗ | ||
| Broker | Mobile Apps |
iOS Rating |
Android Rating |
Smart Watch App |
Comparison for Beginners
Compare how suitable the Best Credit Card Brokers 2025 are for beginners.
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
|---|---|---|---|---|---|---|---|
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✓ | $250 | $0.01 | ✗ | ✗ | ||
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✓ | $100 | 0.01 Lots | ✗ | ✗ | ||
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✓ | $250 | $0.01 | ✗ | ✗ | ||
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✓ | $250 | $0.01 | ✗ | ✗ | ||
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✓ | $1 | 0.01 | ✗ | ✗ | ||
| Broker | Demo Account |
Minimum Deposit |
Minimum Trade |
Education Rating |
Support Rating |
Fractional Shares |
Demo Competitions |
Comparison for Advanced Traders
Compare how suitable the Best Credit Card Brokers 2025 are for advanced or professional traders.
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
|---|---|---|---|---|---|---|---|---|
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✗ | ✗ | ✗ | ✗ | ✗ | 1:500 | ✗ | ✗ |
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Expert Advisors (EAs) on MetaTrader | ✓ | ✓ | ✓ | ✗ | 1:50 | ✓ | ✗ |
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✓ | ✗ | ✗ | ✗ | ✗ | 1:500 | ✗ | ✗ |
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✗ | ✗ | ✗ | ✗ | ✗ | 1:500 | ✗ | ✗ |
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Experts Advisors (EAs) on MetaTrader | ✓ | ✗ | ✗ | ✗ | 1:1000 | ✗ | ✗ |
| Broker | Automated Trading |
VPS |
API |
AI |
Pro Account |
Leverage |
Low Latency |
Extended Hours |
Accounts Comparison
Compare the trading accounts offered by Best Credit Card Brokers 2025.
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
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✓ | ✗ | ✗ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✗ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✗ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ |
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✓ | ✗ | ✗ | ✗ | ✓ | ✗ | ✗ | ✗ | ✗ |
| Broker | Demo Account |
Interest on Cash |
Islamic Account |
Joint Account |
Managed Account |
PAMM |
MAM |
LAMM |
Pro Account |
Detailed Rating Comparison
Compare how we rated the Best Credit Card Brokers 2025 in key areas.
| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
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| Broker | Trust |
Platforms |
Assets |
Mobile |
Fees |
Accounts |
Research |
Education |
Support |
Fee and Cost Comparison
Compare the cost of trading with the Best Credit Card Brokers 2025.
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
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✗ | $10 | N/A | 0.3 | Variable | |
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✗ | $15 | 0.14 | 1.2 | BTC 1.4%, ETH 2% | |
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✗ | $10 | NA | 0.1 | Floating | |
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✗ | ✗ | Variable | Variable | Variable | |
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✗ | ✗ | 8 (Apple Inc) | 0.0 | 0 | |
| Broker | Cost Rating |
Fixed Spreads |
Inactivity Fee |
CFD Stocks Spread |
EUR/USD Spread |
Crypto Spread |
Broker Popularity
See how popular the Best Credit Card Brokers 2025 are in terms of number of clients.
| Broker | Popularity |
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| InstaTrade |
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| FOREX.com |
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| Videforex |
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| RaceOption |
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Why Trade With IQCent?
IQCent is ideal for traders who want a simple platform for binary options and CFD trading that has low fees and offers copy trading. It features a variety of accounts and requires less than a minute to get started with a $250 deposit.
Pros
- The broker provides payouts up to 98% on binary options. This is higher than other options such as Pocket Option, which offers only up to 92%.
- Based on evaluations, the fees for trading CFDs are competitively priced. This includes 0.7 pips for major forex pairs like EUR/USD.
- The unique terminal provides TradingView-supported charts featuring numerous technical indicators and studies for traders.
Cons
- The broker is not regulated by a reputable authority, which is typical for binary options companies.
- The market analysis is simple, offering few technical overviews and limited opinions from analysts.
- IQCent imposes a $10 monthly fee if you don't conduct at least one trade per month.
Why Trade With FOREX.com?
FOREX.com is a top-tier brokerage suitable for forex traders of all skill levels. It offers more than 80 currency pairs, has small spreads starting from 0.0 pips, and features low fees. The platform provides powerful charting tools that include over 100 technical indicators and multiple research aids.
Pros
- Numerous educational materials such as tutorials, webinars, and a comprehensive YouTube channel are available to assist you in learning about the financial markets.
- FOREX.com provides top-tier forex pricing beginning at 0.0 pips. They also offer competitive cashback rebates up to 15% for dedicated traders.
- The Web Trader remains one of the top platforms for budding traders, boasting a sleek design and more than 80 technical indicators for market analysis.
Cons
- US clients do not have negative balance protection, so you can potentially owe more than your original account deposit.
- FOREX.com has expanded their trading offerings, but these remain limited to forex and CFDs. Unfortunately, they don't provide options to invest in actual stocks, ETFs, or cryptocurrencies.
- Demo accounts have a limited time duration of 90 days, which may not be sufficient for thoroughly testing trading strategies.
Why Trade With Videforex?
Videforex caters to traders who want a simple platform for predicting the trends of major financial markets through binary options. With a swift registration process and web-based platform, it's easy to get started.
Pros
- Traders have the opportunity to earn up to 98% payouts on over 100 assets through the broker's binary options. This offering is comparable to competitors such as IQCent.
- Videforex is a rare brokerage with 24/7 multilingual video support, offering extensive help for active traders.
- Videforex has added over 60 new assets, offering traders access to popular crypto (TON, ARB, PEPE, SHIB), leading tech stocks (Tesla, Meta, Nvidia, Amazon), and a more diverse FX portfolio (THB, ZAR, MXN).
Cons
- The lack of educational resources is a significant disadvantage for new traders, as top trading platforms often provide useful content like blogs, videos, and live trading sessions.
- Videforex is not authorized by a reliable regulator. This means traders may not get important protections such as separate client accounts.
- Our latest tests indicate that the client terminal requires upgrades due to occasional slow and unresponsive widgets, which may negatively affect the experience for traders.
Why Trade With RaceOption?
RaceOption offers a diverse binary options trading experience with contests, account benefits, and copy trading. However, it's unregulated, providing minimal to no investor safeguards, based on our research.
Pros
- RaceOption is one of the few brokers that offer 24/7 video chat in several languages. However, based on our experience, their agents require more knowledge about trading rules and practices.
- RaceOption allows easy account funding with no-charge, quick deposits using bank cards and cryptocurrencies. It also promises to process withdrawals within an hour.
- Popular assets like EUR/USD have payouts up to 95%, which is higher than most alternatives. Also, the first three trades are risk-free with Silver and Gold accounts. This can potentially increase your returns.
Cons
- RaceOption is a high-risk broker that is not regulated. It does not offer compensation or legal options if you encounter problems with trading or withdrawing funds.
- The $250 minimum deposit may be higher for some traders, particularly when compared to Deriv and World Forex, which are suitable for those with a smaller budget.
- RaceOption, lacking a demo account and an educational offer, may not be a suitable option for novice traders.
Why Trade With InstaTrade?
InstaTrade provides active trading on an extensive platform. It has a unique offering known as Fixed Income Structured Product (FISP), which allows for passive investment. Investors can potentially earn up to a 50% return within 6 months, provided certain conditions are fulfilled.
Pros
- VPS hosting is suitable for algorithmic trading strategies. It uses a dedicated server to offer quick execution speeds, potentially as fast as 9 milliseconds.
- InstaTrade provides approximately 300 assets for investment. It particularly shines in the area of currency pairs, making it an excellent platform for experienced traders interested in volatile exotics.
- InstaTrade promises returns using its structured passive trading solution (FISP), with applications processed within 24 hours.
Cons
- The advertising of FISP, specifically about its "profit guarantee" and "risk-free trading," creates unease.
- InstaTrade is registered in the British Virgin Islands, providing minimal regulatory protections for retail traders.
- InstaTrade's website and client interfaces are quite complex which can be confusing for new traders. On the other hand, XTB offers a more straightforward and user-friendly trading experience.
Filters
Understanding Trading with Credit Cards
Credit cards are one of the most widely used and convenient ways to pay, accepted by most businesses across the world, including top trading platforms. With just a few clicks, existing credit card holders can fund their trading accounts.
This simplified guide explains the pros and cons of using credit cards for trading, focusing on aspects like fees, spending limits, and rewards. We also suggest some of the best online trading platforms that accept credit card deposits.
Choosing the Best Credit Card Brokers
To find the best brokers that accept credit cards, we:
- Explored our list of 500 online trading platforms and identified those that accept credit card payments
- Checked that they allow deposits and withdrawals with credit cards for online trading activities
- Ranked them based on their total score using detailed assessments and over 100 data points
Credit Cards: An Overview
Invented by Edward Bellamy in 1887, credit cards have grown into a primary payment method globally, used by big brands like Visa, MasterCard, Maestro, and American Express. They offer instant secure transactions online and enable traders to trade with money borrowed from banks, making them a preferred choice among traders.
Advantages of Trading with Credit Cards
Widespread Popularity
Credit cards are extremely popular. Take the UK, for example, where about 60 million cards are issued every year. This global usage allows traders anywhere to open accounts with online brokers and invest using their credit cards.
Widely Accepted
Because credit cards are issued by major companies, such as Visa, Mastercard, and American Express, they’re accepted by most trading platforms. This means you can switch brokers or move abroad and still easily make deposits and withdrawals.
Rewards Programs
Many credit cards offer perks like cashback, zero/no interest periods, and product deals. Further, some brokers may offer incentives for making deposits with credit cards. Check for the latest promotions when you sign up.
Variety in Credit Card Options
Card options range from credit-building cards to those with low interest rates or high rewards. It’s a good idea to compare different cards online before choosing one, and always review the terms and conditions.
Customer Support
Credit card companies usually provide multi-channel customer support, such as live chats and international phone numbers. This is useful for traders if they face withdrawal issues with a broker. Additionally, credit cards can offer extra protection against fraud or scams if a broker turns out to be unreliable.
Disadvantages of Trading with Credit Cards
Risk of Debt
Using borrowed money always carries the risk of falling into debt if you can’t pay it back. Trading, particularly with leverage, is already risky, so watch out for accruing credit card debt.
Credit Score Requirement
When you apply for a credit card, companies check your credit score. If you have unpaid debts and a low score, you might be denied. However, existing credit card holders don’t face this hurdle. New card applicants will need to pass these checks to make deposits.
Transaction Speed
Credit card payments are usually immediate, but they might take time to show up on your statement. Brokers could have their own processing times, particularly for withdrawals, which might add a delay due to extra verification.
Security Measures
Credit cards are generally considered a secure payment method. They safeguard against fraud and provide dedicated payment methods to your trading account for extra assurance.
Depositing and Withdrawing Funds
For deposits, you don’t need upfront money when using a credit card; you pay off what you spend later. For trading withdrawals, refunded amounts appear as credits on the card, and you can transfer these funds into your associated account. Be sure to review your broker’s payment terms before making transactions.
Associated Fees
The main cost with credit cards is the interest, or APR, charged on unpaid monthly balances. APRs can range from 5% to 75%, making missed payments costly. Membership fees differ by card type; some with no fees may offer fewer benefits than those with fees, which can go over $100. Brokers may charge additional withdrawal fees, so always check with your broker first.
How to Deposit into a Trading Account with a Credit Card
The deposit procedure varies by broker but generally involves the steps below, using XM as an example:
- Log into the XM members area
- Select ‘Deposit Funds’ on the accounts page
- Choose the credit card option
- Enter the deposit amount and card details
- Confirm the transaction
Are Credit Cards a Good Choice for Trading?
Credit cards offer a convenient way for traders to fund their accounts. For those new to using credit cards for trading, it’s essential to weigh the potential risks and fees. Trading carries inherent risks, and borrowing more money via a credit card could increase those risks.
Check our list of brokers that accept credit card deposits to explore your options.
FAQ
How Do Credit Cards Work at Brokers?
When you make a deposit into a trading account using a credit card, the card company pays upfront. You then settle this debt at the end of the month or agree a payment date.
Are Trading Funds Safe with Credit Cards?
Credit cards are relatively secure. While your initial deposits remain safe, you should only deposit amounts you can afford to repay. Any fraudulent activity will typically be managed by the card’s customer support team.
Is Depositing with a Credit Card Free?
Most brokers don’t charge a fee for credit card deposits, though some might apply a small commission. However, credit cards may have annual fees ranging from $1 to over $100, depending on the card’s credit limit and rewards.